Irene Medina
Clovis,CA
Summary
Meticulous business professional accustomed to assisting with recruitment and training tasks to acquire top talent and develop highly effective teams. Skilled in project management and event coordination within business landscape. Energetic and focused with drive for perpetuating successful company mission.
Overview
21
21
years of professional experience
Work History
Business Officer
FIDUNEGOCIOS S.A. Administradora de Fondos y Fidei
Guayaquil, Ecuador
05.2023 - Current
- Monitored and reported on operational performance metrics.
- Led crisis management efforts to resolve issues promptly and efficiently.
- Identified needs of customers promptly and efficiently.
- Coordinated banking relationships by negotiating terms of loan agreements or lines of credit.
- Assisted in the preparation of financial statements for external auditors and regulatory bodies.
- Opening bank accounts and managing the flow of expenses and income.
Business Officer
FIDUNEGOCIOS S.A. Administradora de Fondos y Fidei
Guayaquil, Ecuador
12.2013 - 05.2023
- Monitored and reported on operational performance metrics.
- Led crisis management efforts to resolve issues promptly and efficiently.
- Identified needs of customers promptly and efficiently.
- Coordinated banking relationships by negotiating terms of loan agreements or lines of credit.
- Assisted in the preparation of financial statements for external auditors and regulatory bodies.
- Opening bank accounts and managing the flow of expenses and income.
Credit and Collection Analyst
URBANIS S.A.
Guayaquil, Ecuador
02.2012 - 11.2013
- Analyzed customer creditworthiness and determined appropriate levels of credit limits.
- Reviewed accounts receivable aging reports and identified potential problem areas.
- Participated in weekly meetings with management team members discussing strategies for increasing collections efficiency.
- Prepared detailed financial documents such as invoices, statements, checks, and other correspondence.
- Maintained relationships with external vendors involved in the collection process.
- Negotiated payment plans with customers in order to bring their accounts current.
- Documented all interactions with customers in accordance with established protocols.
Credit and Collection Analyst
BPO Asesores Empresariales S.A.
Guayaquil, Ecuador
01.2009 - 02.2012
- Prepare monthly sales reports
- Monitor and control of credits with Banks and the IESS
- Monitor, control and verify compliance with the functions established by Management to other departments
- Collection of documents to enter credit folders
- Follow-up with law firms and notaries by credit issue
- Prepare control charts of the status of clients
- Call clients for the application of their credits
- Make a credit analysis on the situation of the client to determine if he is eligible for credits.
- Follow up with the credit officers of the Banks until they make the loan disbursement
- Receive and review the documents to enter the clients' folders for mortgage loans to the banks and BIESS
- Receive the credit documents for the process of analysis and verification of information
- Prepare collection report
- Call clients for the payment of their bills
- Recover overdue portfolio with more than 90 days
- Collect the information and Prepare folders for application for the MIDUVI, Ecuadorian bonus.
- Direct procedures in MIDUVI for the transfer and payment of bonuses to clients
- Responsible for ensuring that all appointments and calls established in the agenda are met
- Help in the organization of management meetings with the team.
- Provide coffee and snacks at meetings
- Organize company events and parties
- File Management
- Answer e-mails and provide customer service
- Control and management of petty cash
- Receive and enter invoices and make withholdings from suppliers
- Follow up on calls upon request
- Coordinate appointments with Consulates, payment of fees for consular procedures
- Follow up on general payments from Management on the agreed dates
- Attend to general calls from the company
- Deal with Bank officials to obtain lines of credit
- Prepare letters, memos, circulars
- Preparation of invoices, withholdings, checks, receipts for expenses and income
- Personalized and telephone attention to the company's clients.
Financial Assistant
Inmobiliaria Bella María S.A.
Guayaquil, Ecuador
11.2006 - 01.2009
- Registration and control of the Account Statements of the clients.
- Review of the client portfolio.
- Preparation of letters and memoranda.
- Preparation of tables, packaging of promissory notes and follow-up of the same to request release at the time of payment of the corresponding Dividend.
- Conciliation of monthly Sales with the PANACEA system.
- Banking procedures for management of Loans to the Institution.
- Review of the Collection Reports, daily and weekly.
- Follow-up of mortgaged lots in different Institutions.
- Supervision of the records of the installments paid by the clients and the discounts granted to them..
- Preparation of reports, historical and monthly comparative tables of the result of the net Sales made.
- Prepare a Schedule of payments to Suppliers
- Direct attention with the clients on credit issues in the Banks.
- Call the clients for the collection of the documents to apply for the credit with the Bank.
- Send the clients' folder to the Institutions for analysis and qualification.
Management Assistant
Constructora González Aguirre S.A.
Guayaquil, Ecuador
10.2005 - 11.2006
- Prepare spreadsheets and invoices based on the week's production
- Review the work valuations based on the executed production
- Supervise that the material orders are executed and arrive at the work on time
- Coordinate the payment schedules of the Suppliers and Contractors
- Make the collections to the Promoters (Real Estate)
- Make the payments to Suppliers, contractors and workers
- Replenishment of petty cash
- Control of the movement in the Bank accounts
- Preparation of checks
- Preparation of Bank Cash
- Control the expenses and execution of work to the Residents
- Monitor and control the management of the Company's accounts
- Opening of commercial accounts
- Control of the payments and other personal matters of the General Manager
- Control, distribution and use of the supplies given to the staffVarious reports required by the General Management.
Accounting and Treasure Asistent
CONSTRUCTORA NUEVO SIGLO S.A.
Guayaquil, Ecuador
06.2003 - 09.2005
- Formulation of income and expense vouchers
- Registration of accounting journals
- Replenishment of petty cash
- Account reconciliation
- Account analysis
- Replenishment of general expenses
- Creation, cancellation, renewal and loading of accounts of the virtual payment system of Banco Pichincha
- Preparation of checks
- Control and preparation of accounts payable
- Control of accounts receivable
- Management of accounting program (decision/wind)
- Preparation of bank cash
- Monitoring and control of available funds in checking account
- In charge of directly interrelating with suppliers to agree on payment agreements.
Education
Bachelor of Science - Business Economics
University of Guayaquil
Guayaquil, EC.01-2004
Skills
- Credit management
- Executive Support
- Team Collaboration
- Financial Reporting
- Supply Coordination
Education
Colegio Fiscal Técnico Amarilis Fuentes Alcívar, Bachiller en Ciencias de Comercio y Administración, especialización CONTABILIDAD., Universidad de Guayaquil Facultad de Economía, Economista, Windows XP, Word, Excel, Power Point (Version XP) - Universidad de Guayaquil, Como Elaborar Formularios Del Servicio De Rentas Internas - Universidad de Guayaquil, Tributación y Facturación - Fundación Ecuador, Seminario de Tributación Fiscal - Universidad de Guayaquil, Seminario de Tributación para Personas Naturales y Jurídicas - Universidad de Guayaquil, Cámara de Comercio de Guayaquil, INTERMEDIO.- cursando actualmente el 10mo nivel Senior one en C.E.N Centro Ecuatoriano Norteamericano (Urdesa)
References
- 708Abg. Elker Mendoza Colamarco, ASESORA LEGAL- FIDUNEGOCIOS S.A., +593999751851 - +593042687287 ext 117
- Econ. MARIA DE LOURDES CORONEL, GERENTE GENERAL FIDUNEGOCIOS S.A., +593042687297 EXT 105
- ING. JACKELINE GOMEZ NIETO, GERENTE FINANCIERO CIA. BPO S.A. +593999342247 - +59304607500
- C.P.A. HECTOR MENDOZA, CONTADOR, +593987166576
- ING. HUMBERTO ENRIQUEZ ,559 708 6788
Timeline
Business Officer
FIDUNEGOCIOS S.A. Administradora de Fondos y Fidei
05.2023 - Current
Business Officer
FIDUNEGOCIOS S.A. Administradora de Fondos y Fidei
12.2013 - 05.2023
Credit and Collection Analyst
URBANIS S.A.
02.2012 - 11.2013
Credit and Collection Analyst
BPO Asesores Empresariales S.A.
01.2009 - 02.2012
Financial Assistant
Inmobiliaria Bella María S.A.
11.2006 - 01.2009
Management Assistant
Constructora González Aguirre S.A.
10.2005 - 11.2006
Accounting and Treasure Asistent
CONSTRUCTORA NUEVO SIGLO S.A.
06.2003 - 09.2005
Bachelor of Science - Business Economics
University of Guayaquil