Isaac Holmes
Vallejo,CA
Summary
Well-qualified administrative team member bringing demonstrated knowledge and analytical skills in the housing and finance industry.
Effective at organizing paperwork, resolving discrepancies within a high-volume environment. Proven track record of high production with ability to achieve maximum approval and customer relation targets.
Overview
8
8
years of professional experience
Work History
Funding Specialist
DriveTime - Bridgecrest
08.2022 - 06.2025
- Carefully reviewed income documentation to ensure adherence to guidelines.
- Identified any indication of fraudulent information or customer misrepresentation on all income documents provided.
- Calculated income potential for various income types including self-employment, Per Capita & bank statement income analysis.
- Consistently communicated by phone, email and in person to ensure a seamless process for the customer.
- Constantly ranked in the top 5 of the department in a metrics-based environment.
- Cross trained colleagues and helped facilitate trainings for new employees.
- Participated in side-by side interviews for potential employees to ensure the interviewee understood the requirements for the job.
- Played a significant role in building the foundation of a new department where processes and procedures were created to establish consistent operations.
Escrow Assistant
First American Title Insurance Co
09.2019 - 07.2021
- Maintained open communication with lenders, brokers, loan officers and borrowers.
- Returned executed loan packages to lender for review and approval in accordance with lender instructions.
- Provided title clearing documentation to title officer for approval also pulled deeds and title work as needed.
- Checked signatures and legal descriptions for accuracy and integrity.
- Made corrections and updates to preliminary title report.
- Coordinated closings including arranging signings for seller and buyer, delivery of documents for out of area closings and E-signings.
- Reviewed escrow accounting reports and resolved outstanding check or open file balance issues including reviewing CD's and adjusting fee's.
- Arranged for funds to close with the borrower and banks, both prior to and after closing if required. Also worked with lender and broker post closing if funds were still due.
- Processed subordinations including direct contact with third party companies for required documents and filings.
Escrow Assistant
Search Pro Staffing (First American Title)
09.2019 - 07.2021
- Scheduled signings and gathered required documents.
- Followed industry standard on escrow procedures and maintained awareness of regulations governing escrow process.
- Obtained documents such as proof of insurance, HOA and payoff statements.
- Prepared estimated closing statements for buyer and seller.
- Prepared and delivered projected HUD-1 settlement statements to lenders.
- Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
Funding Assistant
Finance Of America Mortgage
08.2016 - 03.2019
- Created collateral packages and sent note to warehouse banks; ensured correct documents were included as requested by investors.
- Maintained and tracked collateral packages for both Funding & Operations Managers.
- Received and assigned funding packages to funders on a rotational basis.
- Organized and tracked companywide funded loans.
Underwriting Assistant
Finance Of America Mortgage
- Reviewed all incoming documents for accuracy of borrower's information & identified any inaccuracies or missing information.
- Performed data validations before entering into underwriting system.
- Provided administrative and general office/clerical support as needed.
- Completed employment and income verification for borrowers.
- Processed 4506-C transcripts to validate income & pulled flood certifications.
Post Closer
Finance Of America Mortgage
- Acted as liaison for investors to troubleshoot and resolve issues on closed loans.
- Obtained documentation required to meet salability of loans.
- Reviewed moderate to complex documentation to reflect conformity and accuracy of data.
- Communicated with escrow officers, Account Managers, Underwriters, Loan Officers and Closers to obtain investor required information.
Shipping Specialist
Finance Of America Mortgage
- Received and file indexed loans to ensure all documents were included in package.
- Examined note, deed of trust and other documents for compliance.
- Determined if any legal documentation was missing from closing packages and followed-up with appropriate parties.
- Processed incoming disbursement checks.
Education
Los Medanos College General Studies 2015-2016
Pittsburg, CAHigh School Diploma -
Ygnacio Valley High School
Concord, CA06.2014
Skills
- Financial information monitoring
- Team Leadership
- Efficient multi-tasker
- Deadline and detail oriented
- Teamwork and Collaboration
- Risk assessment
- Customer relations
- Regulatory compliance documentation
Timeline
Funding Specialist
DriveTime - Bridgecrest
08.2022 - 06.2025
Escrow Assistant
First American Title Insurance Co
09.2019 - 07.2021
Escrow Assistant
Search Pro Staffing (First American Title)
09.2019 - 07.2021
Funding Assistant
Finance Of America Mortgage
08.2016 - 03.2019
Underwriting Assistant
Finance Of America Mortgage
Post Closer
Finance Of America Mortgage
Shipping Specialist
Finance Of America Mortgage
Los Medanos College General Studies 2015-2016
High School Diploma -
Ygnacio Valley High School
Similar Profiles
Tenesha HubbardTenesha Hubbard
Specialty Loan Advisor at Drivetime/BridgecrestSpecialty Loan Advisor at Drivetime/Bridgecrest
Lauren ShipleyLauren Shipley
Loan Advisor at BridgecrestLoan Advisor at Bridgecrest
Victoria CarrollVictoria Carroll
Loan Advisor at BridgecrestLoan Advisor at Bridgecrest
Moses BelkMoses Belk
Flag Football Referee at Ken SarnaFlag Football Referee at Ken Sarna
Chazz LakeyChazz Lakey
Communications Operator at City Of Vallejo CA Police DeptCommunications Operator at City Of Vallejo CA Police Dept