Jacob Nicholson
West Des Moines
Summary
Investment-focused financial professional with experience supporting retirement planning and investment recommendations for 150+ clients representing approximately $70M in assets. Strong background in investment analysis, portfolio support, and client relationship management, with the ability to clearly explain complex investment and insurance products in a regulated environment.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Senior Producer Associate
Principal Financial
West Des Moines, IA
04.2024 - Current
- Conduct investment analysis and due diligence across multiple asset classes to support portfolio construction and retirement strategy recommendations.
- Analyze client financial data, risk tolerance, time horizon, and retirement objectives to assist in developing customized investment and insurance-based solutions.
- Meet directly with clients to explain complex financial products, including variable annuities and variable life insurance, ensuring understanding of features, risks, and suitability.
- Assist with implementation, administration, and servicing of retirement plans, including contributions, distributions, rollovers, and plan design updates.
- Maintain accurate documentation and records while adhering to regulatory requirements, suitability standards, and company policies.
Service Manager
TrueNorth Companies
Des Moines, Iowa
05.2022 - 05.2023
- Conduct risk assessments by evaluating client operations, insurance portfolios, and potential exposures to identify coverage deficiencies.
- Evaluate insurance coverage options across multiple carriers, including general liability, property, and specialized lines such as cyber risk, to meet client-specific needs.
- Analyze policy terms, coverage limits, exclusions, and premium structures to translate complex insurance language into clear, actionable recommendations for clients.
Appraisal Specialist
SitusAMC
Des Moines, Iowa
01.2021 - 08.2021
- Utilized comparable sales data and market analysis to assess fair market value for high-value real estate assets.
- Researched land use, zoning, and market conditions to produce detailed property valuation reports.
- Applied income, cost, and market approaches to value properties exceeding $100M, considering location, market value, and replacement cost.
Education
Master Degree - Finance
Iowa State University
Ames, Iowa05.2024
Bachelor of Science - Finance
Iowa State University
Ames, IA05-2023
Skills
- Microsoft Excel, PowerPoint, Word, Salesforce, Morningstar
- Retirement Planning Strategies
- Investment Analysis & Due Diligence
- Risk Tolerance & Suitability Analysis
- Variable Annuities and Variable Life Insurance
- Client Relationship Management (CRM)
- Financial Education & Product Explanation
- Client Meeting Coordination & Presentation
Certification
- Series 7
- Securities Industry Essentials (SIE)
- Life and Health Insurance License
- Property and Casualty Insurance License
Timeline
Senior Producer Associate
Principal Financial
04.2024 - Current
Service Manager
TrueNorth Companies
05.2022 - 05.2023
Appraisal Specialist
SitusAMC
01.2021 - 08.2021
Master Degree - Finance
Iowa State University
Bachelor of Science - Finance
Iowa State University