Jacqueline Dower
Mount Pleasant,SC
Summary
AML and Fraud Investigator with over 2 years of experience in the financial industry supporting financial institutions. Motivated to achieve professional growth, increased responsibility, and utilize extensive banking knowledge, transaction analysis skills, risk management expertise, AML proficiency, and fraud capabilities within a reputable financial organization. Committed to adhering to the bank's policies and procedures to minimize loss and mitigate risk.
Overview
2
2
years of professional experience
Work History
Compliance Analyst - SoFi Technologies Inc Project
TEKsystems
2024.02 - 2024.10
- Achieved accurate transaction monitoring by diligently reviewing financial records for suspicious activities
- Supported the integration of new technology platforms for more efficient transaction monitoring and data analysis, enhancing overall compliance capabilities
- Reduced false positives in transaction monitoring alerts through continuous refinement of system parameters based on historical patterns and trends
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries
- Enhanced team collaboration with regular communication, sharing best practices, and providing feedback on performance
- Maintained ability to work independently and demonstrated extensive compliance knowledge
- Executed in-depth analysis and production of over 300 SARs
Fraud Analyst - Old National Bank Project
AML RightSource
2023.01 - 2023.12
- Analyzed large amounts of data to find patterns of fraud and anomalies
- Assisted in creating training materials for new team members, resulting in faster onboarding and increased productivity.
- Assisted law enforcement and other banking partners in combatting financial crimes through responses to 314 information requests
- Prepared information requests through the 314 process
- Participated in industry conferences to stay up-to-date on best practices in fraud detection and prevention methodologies
- Worked closely with law enforcement agencies during cybercrime investigations, providing valuable insights and evidence to support legal proceedings
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries
- Prepared and filed Suspicious Activity Reports and Continuing Activity Reports for escalated activities in accordance with U.S. Laws, the Bank Secrecy Act and the U.S.A. Patriot Act
AML Analyst - Capital One Project
AML RightSource
2022.07 - 2023.01
- Evaluated and monitored transactional activity to assess potential suspicious activity
- Identified red flags for money laundering, terrorist financing, fraud, and sanctions violations
- Referred potentially suspicious activity for escalation and account closure where appropriate
- Exercised independent judgment and discretion while handling sensitive alerts and cases
- Conducted thorough reviews of new customers as part of our know your customer/customer due diligence (KYC/CDD) and enhanced due diligence (EDD) processes
- Reviewed AML Risk Assessment Forms
- Collaborated with other parts of the organization to provide expertise on BSA/AML laws and regulations
Education
Bachelor of Arts - Intelligence And Security
The Ohio State University
06.2022
Skills
- Advanced knowledge of AML regulations and compliance
- Strong analytical and investigative skills
- Proficiency in SAR filing and documentation
- Experience with cross-institutional collaboration
- Experience in delivering AML training programs
- Ability to use case management system
- Time management and prioritization skills
- Attention to detail and accuracy in investigation
Software Systems
- Actimize
- Verafin
- Fiserv
- FCRM
- Clarity
- SQL
- BSA PayPlus
- Snowflake
- NetSuite
- IBS
- CBS Signature
- Salesforce Viewpointe
- Nautilus
- TSYS
- Aperio
- R Studio
- Compass
- Galileo
- Oracle
- LexisNexis
- Tableau
- ZenDesk
Timeline
Compliance Analyst - SoFi Technologies Inc Project
TEKsystems
2024.02 - 2024.10
Fraud Analyst - Old National Bank Project
AML RightSource
2023.01 - 2023.12
AML Analyst - Capital One Project
AML RightSource
2022.07 - 2023.01
Bachelor of Arts - Intelligence And Security
The Ohio State University
Similar Profiles
Rebbie MadisonRebbie Madison
Senior Advisor at TEKsystemsSenior Advisor at TEKsystems
Erin HinesErin Hines
Willow Ambulatory Analyst at TEKsystemsWillow Ambulatory Analyst at TEKsystems
Brittney MitchellBrittney Mitchell
Member Service Representative at TEKsystemsMember Service Representative at TEKsystems