Jacqueline Evanego
Lincoln Park
Summary
Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level position. Ready to help team achieve company goals.
Equipped with strong problem-solving abilities, willingness to learn, and excellent communication skills. Poised to contribute to team success and achieve positive results. Ready to tackle new challenges and advance organizational objectives with dedication and enthusiasm.
Overview
12
12
years of professional experience
Work History
FHA/VA Remote Underwriter
Movement Mortgage
11.2020 - 12.2022
Due Diligence Analyst
Situs AMC
09.2018 - 11.2020
Remote FHA/VA Mortgage Underwriter
Ruhl Mortgage
08.2017 - 01.2018
Senior Retail Underwriter
Gold Star Mortgage Financial Group
05.2016 - 08.2017
- Underwrite FHA, VA & Conventional Loans
Wholesale Mortgage Underwriter III
Michigan Mutual Inc.
01.2011 - 05.2016
- Underwrite FHA, VA & Conventional Loans for Wholesale Channel
- Held the various positions during my employment with MMI
- Mortgage Auditor
- Completed pre-closing Quality Audit Review to determine accuracy of income, assets, and file integrity for both wholesale and retail channels for all financing types: VA, FHA, FNMA, FHLMC, RD, 203K, AZ Bond, MSHDA
- Discovered occupancy fraud which led employer to discontinue relationship with a Broker
- OSS Team (Operation Solution Squad)
- Determined if an exception to internal policy could be granted within agency guidelines
- Corrected discrepancies to loans in efficient manner to avoid closing delay
- Appraisal Review Team
- Conducted complete review of appraisal to determine if value is supported
- Issued Conditional Commitment
- Communicated with AMC for revisions needed
Education
High School Diploma -
John F. Kennedy
Taylor, MISkills
- Lending & Underwriting Guidelines
- Credit & Income Analysis
- Cash-Flow Analysis
- Risk Assessment
- Loan-to-Value Ratios
- Debt-to-Income Ratios
- Conventional & Government Mortgages
- Conforming & Nonconforming Loans
- ARMs
- Loan Closing, Funding & Documentation
- Account Service Excellence
- Data collection
- Analyzing data
- Relationship building
- Policy interpretation
- Caseload management
- File analysis
- Teamwork and collaboration
- Organizational skills
- Multitasking
- Task prioritization
- Written communication
- Documentation review
- Decision-making
- Excellent communication
- Time management
- Multitasking Abilities
- Problem-solving
- Attention to detail
- Critical thinking
- Adaptability and flexibility
- Analytical thinking
- Professionalism
- Professional demeanor
Timeline
FHA/VA Remote Underwriter
Movement Mortgage
11.2020 - 12.2022
Due Diligence Analyst
Situs AMC
09.2018 - 11.2020
Remote FHA/VA Mortgage Underwriter
Ruhl Mortgage
08.2017 - 01.2018
Senior Retail Underwriter
Gold Star Mortgage Financial Group
05.2016 - 08.2017
Wholesale Mortgage Underwriter III
Michigan Mutual Inc.
01.2011 - 05.2016
High School Diploma -
John F. Kennedy
Training
- VA Training and Advanced FHA Underwriting at “Mortgage-U”
- Appraisal certification training through Allregs
- Attended various company-sponsored programs in:
- Reverse Mortgage Overview
- Self-Employed Workshop
- LP Training
- MSHDA & Rural Housing
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