Jadyn Adams
Reno,NV
Summary
Results-driven Underwriter with extensive experience at Loandepot, recognized for expertise in data analysis and policy negotiation that maximize risk management. Achieved significant improvements in policy renewals and pricing strategies, enhancing overall underwriting efficiency. Strong analytical skills combined with effective negotiation abilities ensure financial stability and operational success.
Overview
6
6
years of professional experience
Work History
Senior Mortgage Underwriter
LoanDepot
Irvine, CA
05.2021 - Current
- Collaborated with loan originators and processors to gather necessary documentation.
- Inspected financial statements, credit information and title data to complete underwriting process.
- Entered and maintained risk information in various information systems.
- Conducted accurate and thorough risk selection with proper classification of insureds.
- Analyzed capacity, credit, cash and collateral to determine loan approval, counteroffer, or denial.
Underwriter
NOVA Home Loans
, AZ
07.2020 - 07.2021
- Analyzed client's financial records and statements to assess creditworthiness.
- Verified accuracy of documentation such as income statements, tax returns, bank statements and other related documents.
- Conducted risk assessments on loan applications using detailed financial analysis.
Mortgage Underwriter
Keller Mortgage
01.2020 - 07.2020
- Determined loan eligibility and approved or rejected applications.
- Issued clear written conditions for approval of mortgage loans.
- Ensured loans met all underwriting guidelines for government-sponsored entities (GSEs) such as Fannie Mae and Freddie Mac.
Forensic Underwriter
SVS Group
Remote, CA
09.2019 - 01.2020
- Investigated financial fraud cases by analyzing financial records and tracing money transfers between accounts.
- Analyzed financial documents such as income statements, balance sheets, and tax returns.
- Prepared detailed underwriting reports summarizing evaluation of risk factors.
Senior Mortgage Underwriter
Guaranteed Rate
Remote, CA
08.2018 - 10.2019
- Conducted thorough reviews of self-employed applicants' income to ascertain sustainable earnings for loan repayment.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Reviewed and evaluated loan applications and supporting documents.
Education
Bachelor of Arts - Business Administration And Management
Suffolk University
Boston, MA05-1996
Skills
- Negotiation proficiency
- Quoting and pricing policies
- Analyzing data
- Developing policies
- Policy renewal
- Renewing policies
Languages
Thai
Limited
Timeline
Senior Mortgage Underwriter
LoanDepot
05.2021 - Current
Underwriter
NOVA Home Loans
07.2020 - 07.2021
Mortgage Underwriter
Keller Mortgage
01.2020 - 07.2020
Forensic Underwriter
SVS Group
09.2019 - 01.2020
Senior Mortgage Underwriter
Guaranteed Rate
08.2018 - 10.2019
Bachelor of Arts - Business Administration And Management
Suffolk University
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