Jahmeika Robinson
Antioch,CA
Summary
Highly analytical, deadline-driven Mortgage Underwriter with expertise in Jumbo, Flex, FHA, Heloc and Conventional mortgages. Proven history of analyzing financials and underwriting profitable mortgages while adhering to company and investor guidelines. Extremely organized and consistently maintains a high level of accuracy.
Overview
11
11
years of professional experience
Work History
Jumbo / Flex Underwriter
Finance of America
12.2020 - 12.2022
- Jumbo / Flex / Conventional Underwriter for Wholesale lending division
- Underwriting authority for up to $2M
- Demonstrated ability to analyze and underwrite all complex senior level loan submissions including all types of self-employed borrowers, all corporate tax returns, rental income and all variable income types
- Utilized manual underwriting with strong attention to detail and excellent QA.
Conventional / DE Underwriter
Amwest Funding
04.2019 - 12.2020
- FHA/Conventional Underwriter for both Retail and Wholesale lending divisions
- Provided credit, income, asset, and appraisal analysis
- Examined loan documentation for accuracy and completeness
- Performed timely reviews of conditions submitted
- Provided exemplary customer service to internal and external customers.
Senior Underwriter
Franklin American Mortgage
06.2012 - 11.2018
- Worked in conjunction with Account Executive in building client relationships and increasing production while issuing loan commitments
- Managed large pipeline with daily production of underwriting up to 4 residential loans with up to 5 condition reviews
- Analyze credit reports, financial statements, title, and appraisal reports
- Demonstrate highest level of professionalism and customer service towards all customers
Education
High School Diploma -
John Swett High School
Crockett, CAReal Estate
Contra Costa College
San Pablo, CAA+ Certified Computer Technician -
Techskills
San Francisco, CASkills
- Jumbo / Flex / FHA / FNMA / Freddie Mac / Heloc Underwriting
- DU/LP
- Non-QM/ Manuel Underwriting
- Analyzing Credit
- Personal and Business Tax Return Analysis
- Financial Statement Review
- Analyzing Trust Agreements & Power of Attorney documentation
- Achieving productivity goals with excellent QA reviews reducing credit losses
- Microsoft Office
- High Attention to Detail
- Strong Written and Verbal Communication
Additional Information
- FHA DE Underwriter
- State of California Licensed Real Estate Broker
Timeline
Jumbo / Flex Underwriter
Finance of America
12.2020 - 12.2022
Conventional / DE Underwriter
Amwest Funding
04.2019 - 12.2020
Senior Underwriter
Franklin American Mortgage
06.2012 - 11.2018
High School Diploma -
John Swett High School
Real Estate
Contra Costa College
A+ Certified Computer Technician -
Techskills