Summary
Overview
Work History
Education
Skills
Timeline
Generic

Jake Reopelle

Fargo

Summary

Dynamic financial professional with extensive experience at Kinetic Leasing, excelling in credit risk assessment and market trend analysis. Proven track record in optimizing debt placement strategies and fostering strong relationships with banking partners. Adept at underwriting and ensuring regulatory compliance, driving significant growth in recourse debt funding.

Overview

10
10
years of professional experience

Work History

Advisory Board Member

McIntosh County Bank Holding Company
Fargo
04.2024 - Current
  • Evaluated key financial metrics, including loan-to-deposit ratios, Texas Ratio, and liquidity levels to assess the bank’s performance.
  • Offered insight into market trends and credit risk based on professional experience in underwriting and debt placement.
  • Collaborated with executive leadership and fellow board members on growth strategies, including capital planning, deposit acquisition, and loan portfolio diversification.

Land Development

Abernathey Holding Co.
Fargo
11.2022 - Current
  • Identified places of interest by using our internal metric requirements
  • Analyzed thousands of off market deals to identify land parcels
  • Worked with different city's on zoning and land regulations

Underwriter

Kinetic Leasing, Inc.
Fargo
05.2015 - Current
  • Calculated borrowing base certificates for all recourse banks.
  • Reviewed and underwrote 60 to 80 transactions monthly.
  • Assessed financial risk and determined loan eligibility based on creditworthiness.
  • Analyzed financial statements and credit reports to inform lending decisions.
  • Tracked collection accounts to monitor repayment progress.
  • Collaborated with team to develop strategies minimizing risk of loss.
  • Calculated payoffs to ensure accurate financial reporting.

Credit & Debt Placement

Kinetic Leasing
Fargo
05.2015 - Current
  • Developed credit tiers, establishing competitive pricing and rates.
  • Reviewed and authorized transactions up to $50,000, ensuring compliance.
  • Managed recourse portfolio by analyzing interest rate spreads and past due accounts.
  • Underwrote large ticket, non-recourse transactions through cash flow and DSCR analyses.
  • Secured recourse debt funding from multiple banking institutions.
  • Maintained strong relationships with recourse banks and funding partners.
  • Funded an average of $500,000 to $1.5 million monthly in recourse debt.
  • Negotiated funding rates to optimize recourse debt financing.

Education

Bachelor of Science - Accounting

University of North Dakota
Grand Forks, ND
05-2015

Skills

  • Financial analysis
  • Credit risk assessment
  • Market trend analysis
  • Loan underwriting
  • Debt placement
  • Regulatory compliance

Timeline

Advisory Board Member

McIntosh County Bank Holding Company
04.2024 - Current

Land Development

Abernathey Holding Co.
11.2022 - Current

Underwriter

Kinetic Leasing, Inc.
05.2015 - Current

Credit & Debt Placement

Kinetic Leasing
05.2015 - Current

Bachelor of Science - Accounting

University of North Dakota

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Jake Reopelle