Organized and driven All Lines Claims Adjuster for multiple states reciprocal to TX. I have over 20 plus years of experience with the insurance and medical industry. Worked 6 years at Humana Insurance- National Certified Pharmacy Technician. 6 years as a Financial Service Representative for Cincinnati Children's Hospital.
Overview
6
6
years of professional experience
Work History
Sr. Claims Adjuster-Lost Time
Mitsui Sumitomo Insurance
Cincinnati, OH
09.2023 - Current
Analyzed policy provisions, endorsements, exclusions and conditions to determine claim validity.
Negotiated settlements with claimants in order to achieve a fair resolution of claims.
Reviewed medical records, police reports and other documents related to the claims file.
Provided technical expertise in interpreting laws, regulations and court decisions pertaining to claims settlement activities.
Assessed liability exposures and recommended corrective action when necessary.
Prepared detailed reports outlining findings of investigation for review by management team members.
Developed strategies for expediting the processing of large volumes of claims while maintaining quality standards.
Maintained communication with clients throughout the life cycle of their claim regarding status updates and resolution options.
Drafted correspondence including letters, memos, emails and other documents related to the claims process.
Interacted with attorneys representing both insureds and carriers during litigation proceedings.
Monitored trends in legal environment which may affect interpretation of policy language or industry practices.
Attended continuing education classes and seminars related to professional development within the field of Claims Adjusting.
Advised colleagues regarding best practices when handling difficult cases or challenging circumstances.
Monitored changes in federal and state laws governing wage attachment processes and procedures.
Ensured compliance with all applicable laws governing wage payment practices including minimum wage requirements (TTD, PPI, PPD, settlement issuance, vendor payments).
Senior Claims Adjuster - Medical Only
Mitsui Sumitomo Insurance
Cincinnati, OH
03.2023 - 09.2023
Receives new claim assignments, analyzes the nature of the claim/loss to determine required investigation and handling. Determines and identifies coverage issues or questions of claim compensability.
Responsible for direct-handling medical-only claims in full compliance with special claims handling requirements & MSMM clam handling business guidelines.
Conducts an investigation to collect all necessary information for assigned claims and appropriately evaluates completed investigation and case facts to determine merits of each claim.
Requests job process investigation while maintaining strong rapport between business and client needs.
Initiate and manage reserves, timely and appropriately handling of claims per turn around time guidelines according to state and client business needs.
Maintains diaries, investigate subrogation process and ensures all adjuster licensing and regulations are met.
Client Account Specialist/Account Manager Trainee
CorVel Corporation
Kenwood, OH
02.2020 - 03.2023
Handles Book of Business consisting of 407 clients (employers) throughout the state of Ohio, some with national exposure.
Claim adjuster-Work directly with BWC (Bureau of Workers Compensation) CSS, attorneys, providers, injured workers and clients in regards to work related injury claims.
Maintain accelerated level of retention which includes contact via email, phone, face to face and virtual with clients (employers)
Process and investigate all incoming claims, develop well documented action plans with strategy of safe and early return to work status, and complete claim resolution
Functions include obtaining all pertinent required details and documentation relating to the injury and claim review
Analyzing compensability and benefit entitlements, install appropriate plan of action to manage and mitigate cost exposure, with objective to swiftly move claim to full resolution.
File all appropriate and required time sensitive forms, medical documentation, and appeals with BWC
Give recommendations to carrier/TPA for ways to manage claim costs, reserve settings & adjustments, and concurrence of settlement authority
Review and post medical, legal, and miscellaneous documentation to contain accurate and thorough note keeping in claim file, maintain appropriate diaries and hearing/trial dates
Collaborate and handle of all litigated requests from assigned Defense attorneys
Conducted market research and reported on competitors.
Supported sales team members to drive growth and development.
Claims Adjuster
Sedgwick
Blue Ash, OH
05.2018 - 02.2020
Adjusts medical-only claims and minor lost-time workers compensation claims under close supervision. Work with return to work team for transition back to full duty status.
Determined liability, compensability and benefits due on each claim.
Delivered quality customer service to assigned, insured and claimants throughout entire claims lifecycle to promote service times.
Tracked and reported on patterns of claims and repeat offenders to help eliminate system abuse.
Education
High School Diploma -
Sycamore High School
Cincinnati, OH
05.1994
Some College (No Degree) - BSN Incomplete
Xavier University
Cincinnati
Skills
Business development
Interpersonal and written communication
Internal auditing on claims
Claims file management processes
Provide training for new employees
Relationship Building
Problem Anticipation and Resolution
Sales and marketing team building
Client retention
Advertising strategies
Salesforce, EMR/HER, Microsoft Teams, EPIC/ISIS
Affiliations
Volunteered for the Cincinnati Youth Collaboration (6 years)
Love the arts, fashion, design, reading, writing, painting
Love learning-yes, this is my hobby!
Timeline
Sr. Claims Adjuster-Lost Time
Mitsui Sumitomo Insurance
09.2023 - Current
Senior Claims Adjuster - Medical Only
Mitsui Sumitomo Insurance
03.2023 - 09.2023
Client Account Specialist/Account Manager Trainee
CorVel Corporation
02.2020 - 03.2023
Claims Adjuster
Sedgwick
05.2018 - 02.2020
High School Diploma -
Sycamore High School
Some College (No Degree) - BSN Incomplete
Xavier University
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