Summary
Overview
Work History
Education
Skills
Timeline
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James Montilla

Edgewater,NJ

Summary

Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills.

Adept at working effectively unsupervised and quickly mastering new skills.

Overview

Work History

Senior Funding Specialist

DME Capital
New York, NY
02.2024 - Current
  • Prepared financial reports detailing the status of loans, credit analysis and other related activities.
  • Managed customer relationships by providing regular updates on progress towards obtaining desired funding outcomes.
  • Analyzed financial statements, tax returns, credit histories, debt obligations, collateral values, and other information relevant to loan requests.
  • Developed procedures for tracking customer accounts throughout the entire lending process.
  • Negotiated terms and conditions of loan agreements with lenders.
  • Monitored client accounts to ensure that all payments are made in a timely fashion.
  • Maintained records and documentation related to all loan agreements and transactions.
  • Coordinated meetings between internal stakeholders and external partners to discuss project financing options.
  • Filed and maintained loan records.
  • Checked applicant credit, personal references and employment histories.
  • Answered questions and advised customers regarding loans and transactions.
  • Provided support during audits by collecting necessary documents from team members or external parties.

Assistant Store Manager

M&B Appliances
Garfield, NJ
02.2024 - 02.2024
  • Managed the day-to-day operations of the store, including customer service, inventory management and staff scheduling.
  • Oversaw daily cash handling procedures, reconciling discrepancies as necessary.
  • Handled complaints from customers by empathetically listening, recording details and offering solutions.
  • Supervised a team of employees and provided ongoing training to ensure high levels of customer satisfaction.
  • Supervised cashiers in processing credit, debit and cash payments to streamline sales.
  • Oversaw aspects of maintenance, inventory, and daily activity management.
  • Monitored sales activities to ensure that customers receive satisfactory service and quality goods.

Funding Specialist

New York Tribeca group
Fort Lee, NJ
  • Reviewed and analyzed loan requests to ensure accuracy of data and compliance with company policies.
  • Researched current market trends in order to identify alternative sources of capital for clients.
  • Negotiated terms and conditions of loan agreements with lenders.
  • Analyzed financial statements, tax returns, credit histories, debt obligations, collateral values, and other information relevant to loan requests.
  • Provided guidance to customers on the availability and terms of various funding sources.
  • Conducted detailed research into potential funding opportunities for clients.
  • Coordinated meetings between internal stakeholders and external partners to discuss project financing options.
  • Monitored client accounts to ensure that all payments are made in a timely fashion.
  • Maintained records and documentation related to all loan agreements and transactions.
  • Filed and maintained loan records.

Education

Associate of Science - Business Administration And Management

Bergen Community College
Paramus, NJ
09-2023

Skills

  • Customer service skills
  • Loan Application Preparation
  • Customer Account Review
  • Analyze credit reports, tax returns, customer-financial data
  • Proficient in Word, Excel, PowerPoint
  • Leadership skills
  • Desire to learn and grow; Achievement driven

Timeline

Senior Funding Specialist

DME Capital
02.2024 - Current

Assistant Store Manager

M&B Appliances
02.2024 - 02.2024

Funding Specialist

New York Tribeca group

Associate of Science - Business Administration And Management

Bergen Community College
James Montilla