Summary
Overview
Work History
Education
Skills
Summary Of Qualifications
References
Timeline
Generic

JAMES PROVENCIO

Summary

Seasoned Insurance Underwriter experienced in evaluating potential risk in insurance policies, analyzing statistical data and conducting thorough background checks. Strengths include strong analytical skills, adeptness in decision making, and proficiency in risk assessment. Previous work resulted in balanced portfolios, effective policy pricing, and minimized financial losses for companies.

Overview

14
14
years of professional experience

Work History

Insurance Underwriter

Great West Casualty Company
Arlington
01.2022 - Current
  • Trucking underwriter for Texas.
  • Responsibility expanded to national territory.
  • $15M book of business.
  • Manage 2-9 unit accounts.
  • Manage large book of business utilizing Qlik Sense software.
  • Manage agency relationships by providing production feedback with use of key production indicators and identify areas of opportunity for future success.
  • Provide management with key data analysis pertaining to production and loss trends within book of business.

Insurance Underwriter

Homeowners of America Insurance Company
Irving
01.2020 - 01.2022
  • Personal lines underwriting.
  • Underwrote homeowner policies for TX, AZ, NC, SC, IL, VA and GA.
  • Reviewing applications to determine risk eligibility.
  • Processing endorsements.
  • Payment processing.
  • Develop workflow to maintain policy underwriting periods.
  • Reviewing inspections to determine risk eligibility.
  • Provide customer assistance to agencies and policy holders.

Insurance Underwriter

DB Insurance Company
Anaheim
01.2016 - 01.2020
  • AU, Associate in Underwriting.
  • Manage $4 million book of business.
  • Underwriting authority up to $80 million.
  • Assist in updating underwriting guidelines.
  • Assist in implementing new homeowners program.
  • Review CPP applications for eligibility.
  • Risk selection and eligibility for several classes.
  • Provided service for several large agencies and wholesalers.
  • Review inspections to determine potential hazards.
  • Travel within territory to meet with existing agencies.

Insurance Underwriter

First American Property & Casualty Insurance Company
Santa Ana
01.2011 - 01.2016
  • Completed First American’s Emerging Leaders Program.
  • Underwrote auto and homeowner policies throughout CA, AZ, WA, OR, UT and NM.
  • Carefully reviewed all data and determined coverage eligibility and premiums.
  • Communicated to insureds and brokers requirements for coverage selection.
  • Determined requirements for coverage continuance in lieu of claims processing.
  • Provided management with information pertinent to updating underwriting manuals.
  • Traveled throughout the region with marketing staff to meet new and existing agents.
  • Trained new underwriters in company policies, guidelines, and procedures.
  • Improved loss ratio and increased premiums.
  • Trained new hires as territories expanded in revenue.
  • Developed own workload to improve overall efficiency.

Education

M.A. Degree - Insurance Management

Boston University
Boston
05-2026

B.A. Degree - Business Administration & Management, Finance

California State University, San Bernardino
San Bernardino, CA

CPCU - Charted Property & Casualty Underwriter

The Institutes Risk And Insurance Knowledge Group

AU - Associate in Underwriting

The Institutes Risk and Insurance Knowledge Group

Skills

  • Sales Support
  • Risk assessment and management
  • Data analysis and reporting
  • Agency relationship management
  • Customer service and support
  • Sales strategy and support
  • Policy evaluation and compliance
  • Analytical skills and insights
  • Operational efficiency improvement
  • Self-starter and initiative
  • Team collaboration and synergy
  • Microsoft Word, Excel, PowerPoint, and Outlook
  • Internet research and analysis

Summary Of Qualifications

Significant experience and a record of accomplishments provide excellent qualifications relating to INSURANCE UNDERWRITING, RISK MANAGEMENT, and ADMINISTRATION. Knowledge of personal finance and financial advising. Command outstanding communication and interpersonal skills. Quickly establish an effective rapport with all levels of management, co-workers and clients. Detail-oriented and precise, maintaining quality in all processes. Present a professional and positive company image at all times., Pursuing Masters degree at Boston University, Completed CPCU, Charted Property & Casualty Underwriter, Completed AU, Associate in Commercial Underwriting, TX P&C License, Diverse experience encompassing the insurance industry, Provided excellent sales support and customer service to brokers and insureds, Adept at analyzing large criteria, Ability to develop action plans to improve operational efficiency, Self-starter, Acute analytical abilities, Works well independently or as part of a collaborative team effort, Word, Excel, PowerPoint, Outlook, Internet Research

References

References available upon request.

Timeline

Insurance Underwriter

Great West Casualty Company
01.2022 - Current

Insurance Underwriter

Homeowners of America Insurance Company
01.2020 - 01.2022

Insurance Underwriter

DB Insurance Company
01.2016 - 01.2020

Insurance Underwriter

First American Property & Casualty Insurance Company
01.2011 - 01.2016

M.A. Degree - Insurance Management

Boston University

B.A. Degree - Business Administration & Management, Finance

California State University, San Bernardino

CPCU - Charted Property & Casualty Underwriter

The Institutes Risk And Insurance Knowledge Group

AU - Associate in Underwriting

The Institutes Risk and Insurance Knowledge Group