James Keith Grigsby

• Helped customers navigate loan workout options to maintain homeownership
• Analyzed credit, income, compliance, title documents, and appraisals during underwriting process for pipeline of over 175 delinquent assets.
• Checked property valuations to assess foreclosure feasibility.
• Discussed property liquidation options with customers.
• Assisted with short sales and deed in lieu processes.
• Developed short-term goals and long-term strategic plans to improve risk control and mitigation.

• Reviewed financial statements, credit reports, appraisal reports, title reports and contacted institutions and customers to clarify details.
• Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
• Calculated all income types
• Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
• Coordinated closing process with attorneys, title companies, and government clerks.
• Prepared file for final clear-to-close by branch management with average of 28 closings per month.

• Reviewed pipeline average of 50 loan files for completeness, identified missing documentation, and generated condition lists for applicants
• Prepared documents for underwriting by verifying client income, credit reports, and other information
• Coordinated closing process with attorneys, title companies, and government clerks
• Provided quick 30 day turnaround times for purchase transaction to maintain builder relationships

• Collaborated with attorneys and other legal personnel on bankruptcy documentation reviews, making necessary corrections.
• Evaluated credit reports to uncover problems and develop strategies for consolidating and reducing client debt.
• Researched and analyzed legal issues and cases to provide accurate advice to clients.
• Helped pipeline of average of 180 customers navigate options to maintain homeownership.
• Developed polished motions and briefs to support litigation processes and court proceedings.
• Analyzed deeds of trust to verify grantor, grantee, trustee and loan amounts for executive leadership.

Top 1% of producers in the North East region of country. Recognized for weekly “Commitment to Communicate” keeping clients in touch with the loan process from start to finish, instilled an extremely high level of care and professionalism within every financial transaction. Dedicated loan officer servicing MD, VA, DC and most other states, understands the mortgage market as well as clients need for detailed and accurate information. located the right loan programs for financing the purchase of a residence or the refinancing of present home.

• Implemented and regularly reviewed financial controls to generate accurate and reliable financial forecasting