JAMIE VIZE
West Des Moines,IA
Summary
Results-driven Commercial Lines Underwriting professional with extensive experience in transportation, fuel, and middle market risk assessment. Proven ability to drive profitable growth through sound underwriting, agency relationship management, portfolio analysis, and risk selection. Experienced in mentoring and developing underwriting talent, improving underwriting processes, and collaborating with cross-functional teams to achieve business objectives. Seeking a Senior Consultant opportunity to leverage technical expertise and leadership skills to support organizational growth and underwriting excellence.
Overview
1
1
Certification
19
19
years of professional experience
Work History
Underwriting Consultant
Nationwide
01.2023 - Current
- Manage a portfolio of fuel accounts totaling approximately $13.95M in premium.
- Analyze loss histories, coverage details, and exposures to recommend appropriate terms and conditions.
- Apply underwriting judgment to specialized fuel exposures, including fuel contamination, erroneous delivery, pollution-related concerns, transportation operations, and owner-operator arrangements
- Collaborate with agents and internal partners to resolve underwriting questions and move submissions efficiently.
- Evaluate and quote eligible fuel risks for the Eagle Fuel captive, partnering with Ryan Specialty to assess account fit, competitiveness, pricing, and alignment with program guidelines.
- Assist in the training and development of new and existing underwriters by providing technical guidance, onboarding support, underwriting expertise, and ongoing coaching to enhance risk evaluation and portfolio management skills.
- Developed and implemented a comprehensive Fuel Underwriting Supplemental that consolidated fuel hauling, convenience store exposures, tank operations, fleet controls, and incidental exposure evaluations into a single streamlined underwriting tool, improving submission efficiency and reducing the need for multiple supplemental applications.
MIDDLE MARKET UNDERWRITING SPECIALIST
Nationwide Insurance
08.2016 - 01.2023
- Evaluated and priced new and renewal business up to $1M premium.
- Established relationships with agency partners, risk management, and sales to drive profitable growth.
- Trained and mentored new and current associates, enhancing team capabilities.
- Analyzed policy details, loss history, and exposures to support accurate coverage decisions.
- Processed endorsements, renewals, and policy changes while maintaining documentation accuracy and compliance.
- Assisted in projects to improve processes and guidelines, optimizing our book of business.
SENIOR UNDERWRITER
GuideOne Insurance
07.2014 - 08.2016
- Managed $18M territory within the state of Texas.
- Evaluated new and renewal business for churches, schools, camps, and daycares, ensuring compliance and risk management.
- Assessed renewal and new business risks over $10,000 in DWP.
- Built and presented agency reviews, fostering collaboration and strategic planning with stakeholders.
- Achieved over 95% quality score.
- Developed and implemented a new training program for staff.
COMMERCIAL UNDERWRITER
Nationwide Insurance
02.2008 - 07.2014
- Analyzed new business to determine acceptability and to control, restrict, or decline, according to company guidelines.
- Evaluated and priced renewals over $10,000 in premium.
- Collaborated with sales and loss control to drive profitable growth initiatives.
- Monitored territory growth, retention, and profitability to identify areas for improvement.
- Assessed agency performance metrics, including production, loss ratio, and hit ratio, to inform strategic decisions.
Education
Bachelor of Science (B.S.) - Business Management
IOWA STATE UNIVERSITY
Ames, IA12-2007
Associate in Arts (A.A.) - undefined
DMACC
Des Moines, IA12-2005
Skills
- Technical Underwriting Expertise
- Risk assessment
- Fuel, Propane, and Transportation Risk Review
- Portfolio Management
- Cross-Functional Collaboration
- Training and Mentoring
Accomplishments
- Led the creation of a comprehensive Fuel Underwriting Supplemental to consolidate key risk information and align submissions with fuel underwriting guidelines.
- Exceeded Expectations on year end performance evaluation
- Emerging Leader Program (Oct 2018)
- Interim Associate Underwriter Leader (Oct 2021-Oct 2022)
Certification
ARM - Associate in Risk Management (2021)
CIC - Certified Insurance Counselor (2007)
Timeline
Underwriting Consultant
Nationwide
01.2023 - Current
MIDDLE MARKET UNDERWRITING SPECIALIST
Nationwide Insurance
08.2016 - 01.2023
SENIOR UNDERWRITER
GuideOne Insurance
07.2014 - 08.2016
COMMERCIAL UNDERWRITER
Nationwide Insurance
02.2008 - 07.2014
Associate in Arts (A.A.) - undefined
DMACC
Bachelor of Science (B.S.) - Business Management
IOWA STATE UNIVERSITY