Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

Jamun Collins

Garland,TX

Summary

Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Credit Analyst

Santander
Dallas, TX
10.2021 - Current
  • Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
  • Streamlined the loan approval process for faster results by implementing an efficient credit scoring system.
  • Reduced delinquency rates with proactive monitoring of clients'' credit performance and timely communication.
  • Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
  • Developed customized financial models to assess borrower''s capacity, ensuring accurate credit evaluation.
  • Collaborated with cross-functional teams for comprehensive client assessments, supporting informed decisionmaking.

Financial Empowerment Coordinator

Alltru Credit Union
St Louis, MO
02.2019 - 01.2021
  • Counsels Justine PETERSEN clients and community members on improving their credit score and financial well-being
  • Received and posted payments to loan accounts
  • Provided one-on-one counseling to students regarding financial aid program options and requirements
  • Gave workshop and other group presentations to inform students of options and educate on financial aid process
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making
  • Reviewed credit histories from applicants and determined feasibility of granting requested loans
  • Met with applicants to obtain information to streamline loan application process, fielding questions regarding steps
  • Identified valuable solutions for customers with credit problems.
  • Coordinated cross-functional teams, resulting in seamless project execution and enhanced outcomes.

Front Office Manager

Holiday inn Express
St Louis, MO
04.2017 - 02.2019

Dealing with customers, including handling complaints when they come to the desk

  • Troubleshooting emergencies
  • Scheduling your staff rotation
  • Managed daily room inventory to maximize occupancy rates and revenue generation.
  • Liaising with other departments.
  • Enhanced guest satisfaction by efficiently managing front office operations and addressing customer concerns promptly.
  • Streamlined check-in and check-out processes for faster service, resulting in higher guest satisfaction scores.
  • Monitored financial transactions at the front desk, ensuring accurate billing procedures and minimizing discrepancies.

Education

High school diploma -

GREATER ST LOUIS ACADEMY
St. Louis, MO
01.2015

Skills

  • Financial Services
  • Banking
  • Customer Relationship Management
  • Budgeting
  • Strategic Planning
  • Business Development
  • Protocols
  • Coordination
  • Problem resolution
  • Customer service
  • Relationship Management
  • Business Operations
  • Client Interaction Presentation Skills
  • Client Contact
  • Management
  • Financial Report Writing
  • Event Planning
  • Project Management
  • Office Management
  • Forecasting
  • Underwriting
  • Credit Reporting
  • Oral and Written Communications
  • Data Compilation
  • Financial Statements Expertise
  • Report Analysis
  • Term Negotiation

Accomplishments

  • Achieved Certification by completing CUCC with accuracy and efficiency with Credit Union

Certification

  • Certified Credit Counselor, 1st Financial Federal Credit Union, 2020
  • Certified Notary Public

Timeline

Credit Analyst

Santander
10.2021 - Current

Financial Empowerment Coordinator

Alltru Credit Union
02.2019 - 01.2021

Front Office Manager

Holiday inn Express
04.2017 - 02.2019

High school diploma -

GREATER ST LOUIS ACADEMY
Jamun Collins