JANANI SUDHAKARAN
Compliance/KYC/AML Analyst
Bayonne,US
Summary
- Analytical ,result oriented professional in Banking and Tax & Auditing firm with 10+ years of experience in providing financial services to a wide range of clients ,potential risks. Proven expertise in the finance and investment industry with an in depth understanding of investment banking practices ,financial products, risk mitigation & Compliance regulation.
- Experienced in reviewing financial documents and digital records. Effective at directing, monitoring and inspiring team members to complete accurate and timely investigations and reports. Talented in training employees, solving complex problems and making sound decisions.
- Dedicated Banking and Compliance professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
9
9
years of professional experience
5
5
years of post-secondary education
Work History
Compliance Analyst
Ram Tax & Accounting
Udhagamandalam, Tamil Nadu, India
09.2020 - 07.2022
- Verify consumer or business information to streamline compliance with CIP and KYC to know customer regulations.
- Identify risks associated with financial crimes like money laundering and terrorist financing while providing valuable insight into customer profile.
- Prepared documentation and records for upcoming audits,underwriting, due diligence and inspections.
- Implementing AML procedures, access daily fund flow activity and prepare reports .
- Evaluating company's financial performance compared to overall industry and market trends and audit project through wrap-up and final report delivery.
- Developed a solid understanding of the estate and tax codes through continued research and training.
- Use research tools like LexisNexis ,World Compliance , Bloomberg etc
Business Analyst
Societe Generale Global Solution Center
Bangalore, Karnataka, India
05.2012 - 06.2015
- Work in partnership with peers across Finance, Technology, Operations, Sales & Trading of both Run the Bank (RTB) , Change the Bank (CTB) initiatives, Risk and Compliance.
- Work on integrated approach to critical Know Your Customer (KYC) and Customer Due Diligence (CDD) workflows.
- Isolate customers with high-risk profiles and stay ahead of anti-money laundering (AML) regulatory requirements.
- Account onboarding, monitoring and investigations and prone to BSA/AML.
- Work on hidden risk, including ultimate beneficial ownership, sanctions, and state ownership.
- Work closely with knowledge of credit facilitation, billing , invoicing, remittance processing, collections management, dispute resolution, reporting and analysis.
- Identify connections between Specialized Industries business opportunities ,challenges and underlying data such as banker activities ,sales metrics, campaigns, initiatives etc.
- Ownership of ad-hoc growth strategy projects to identify opportunities to improve national share and key revenue drivers across multiple industry specializations.(Based on the business sector and group level fund flow).
- Work closely with CB Data & Analytics group and national finance & business management to check fund and market standards .
- Proficient in tools such as Microsoft Excel, PowerPoint, Confluence, Scrum & Agile.
- Documentation, verification, creation and maintenance of Client Reference Data/Party Reference Data Information in RCT(Group Referential Database) to validate customers are in compliant as per the SG KYC requirements.
- Hands-on experience in documenting business requirements in BRD, transforming requirements into functional specifications and documenting.
- Creating Release and Go live documents, Defining the Testing plan, Test Scenarios and Validation of Test Cases, Root Cause Analysis of defects/bug and preparing reports.
- Assisted in the creation of data extract dashboards for real time monitoring of performance and improve workflows, creating data mapping of attributes based on the requirements.
- Analyzing the existence of the Third Party, Validation of regulatory attributes in RCT(Group Referential Database) including Client Existence, Business activity codes of legal entity (NACE,NAER, CTR, and NESSG), Grouping Structure, External Identifiers(Sirene ID, Reg ID,LEI).
Business Associate
Tata Consultancy Services
Bangalore, Karnataka, India
08.2008 - 04.2012
- Worked for different Banking Clients ( Deutsche Bank ,PIMCO, JP Morgan , Morgan Stanley ) and focused on Key areas of Credit Risk , KYC and banking solutions..
- Knowledge of corporate finance, securities, financial markets ,Risk portfolio & pricing analysis.
- Responsible for a variety of key functions, including client service, data integrity, efficient front-to-back processing, and expense management.
- Protects the businesses to ensure compliance to rules and regulations, navigating ,evolving regulatory landscape and innovation process to reduce operational and conduct risk.
- Draft client pitches and marketing materials including M&A, Advisory and Capital Markets.
- Plays an integral part in achieving the Cash Management income plan through the acquisition of new business across by means of Payments, Transactional FX and Liquidity solutions.
- Creation, Verification and maintenance of Static data/Reference Data of products like Equity, Fixed income, Derivatives, OTC products, Money markets instruments in WINS mainframe system.
- Apply advanced financial, economic, quantitative and qualitative methods, principles to evaluate and execute acquisitions, financings, equity raising transaction execution, including credit onboarding, credit underwriting, financial modeling and analytics.
- Ensure all requests related to Static Data/Reference Data maintenance and remediation for our clients and regional service teams located in UK, Dublin, EMEA and Luxembourg. Hands on experience in data extraction from Bloomberg, Reuters, Euro Clear, Cusipweb and ICE.
- Client Adoption activities (CAG) for new entities and counterparts.
- Handling Vendor Management (Reuters Data Notifications and BBG Notifications).
- Act as a Compliance Officer for Third Parties belonging to Honk Kong, based on trades like DVP (Delivery Verses Payment and Spot Trades).
- Nielsen Market Research
- Gathering of information based on Home Scan & Scan Track data basis and continue different techniques to perform Market research.
- Use analytical & statically data, segregate the product based ok SKU (Stock keeping unit) and propagate results.
- Work for particular brand, and to do post launch and pre launch analysis of the same to do analysis and give feedback to client.
- Based on the result and requirements provide best solution towards promotional activities & seasonal launches.
- Demonstrate Market Demographics split the collected analysis based on different parameters and throw up presentation.
- Reconciliation of Data between Different Systems, validating the discrepancies.
- Analysis on retails (TESCO, Wall mart, M&S) and the pattern of marketing to help counterpart understand the realistic data.
- Looked for industry trends on social media and through online sources.
Education
Bachelor of Arts - Accounting And Finance
PSGR Krishnammal College For Women
Coimbatore, Tamil Nadu, India 06.2005 - 06.2008
High School Diploma -
St Josephs Anglo Indian School , Tamil Nadu
Coonoor, Tamil Nadu, India 06.2003 - 04.2005
Skills
Compliance understanding
Accomplishments
- Supervised team of 7 staff members.
- Achieved 100% by completing Compliance and Risk Analysis with accuracy and efficiency.
- Customer Relations - Earned highest marks for customer satisfaction, company-wide.
Timeline
Compliance Analyst
Ram Tax & Accounting
09.2020 - 07.2022
Business Analyst
Societe Generale Global Solution Center
05.2012 - 06.2015
Business Associate
Tata Consultancy Services
08.2008 - 04.2012
Bachelor of Arts - Accounting And Finance
PSGR Krishnammal College For Women
06.2005 - 06.2008
High School Diploma -
St Josephs Anglo Indian School , Tamil Nadu
06.2003 - 04.2005
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