Janay Ford Hill
Dallas,Texas
Summary
Analytical professional with a strong background in both Finance and Mortgage. Successful in assembling closing documentation for loans and engagements. Work quickly and accurately to meet strict standards, clear issues and prepare document packages. Handle industry-funded and government-backed loans and engagements with skill and efficiency.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Financial Operations Analyst
Slalom
01.2023 - 06.2024
- Review/Research complex contracts/sales requests for Engagement Setup/maintenance
- Manage and prioritize the regional queue of incoming requests
- Ownership of billing and delivery of accurate invoices to their specifications
- Implement and enforce policy/procedure for the Engagement Management Operations Region through education and guidance
- Responsible for complex/gray inquires, contract intricacies and how to marry that to the system.
- Enhanced financial reporting accuracy by streamlining data collection and analysis processes.
- Promoted a culture of continuous improvement within the financial operations team, actively seeking out ways to optimize processes and enhance overall productivity.
- Provided training and guidance to junior analysts, enhancing their understanding of complex financial concepts and tools used in daily operations.
- Evaluated investment opportunities, providing detailed analyses on potential returns and risks involved.
- Assisted in the preparation of quarterly reports, ensuring timely delivery and accurate information.
- Managed relationships with external vendors, negotiating favorable terms for contracts while maintaining high levels of service quality.
- Increased efficiency in financial operations by automating manual tasks and implementing process improvements.
- Supported strategic planning initiatives by providing key insights from financial data analysis.
- Collaborated with cross-functional teams to develop comprehensive financial models for decision making.
ESCROW/CLOSING SPECIALIST
Beazer Homes
05.2022 - 09.2022
- Track and manage escrows from ratified contract through close
- Assist Title Company and approve and file Preliminary Title Report, assist Lenders with documentation and send out packages to lenders, and assist Mortgage to obtain loan conditions
- Main point of contract between management, buyers and departments to resolve buyer issues prior to walk through and Escrow/Closing
- Coordinate and schedule buyer walk-throughs and maintain Buyers 2-10 Warranty program.
- Reviewed funding packages by calculating fees and arranging for disbursement of loan funds.
- Managed multiple concurrent transactions while maintaining attention to detail, ensuring all timelines were met without sacrificing accuracy or customer satisfaction levels.
- Confirmed accurate fundings, lien payoffs and final mortgage recordings by collaborating with real estate agents, loan officers, and attorneys.
- Coordinated with sellers, buyers, escrow agents, and real estate agents to complete loan submissions and scheduled closing dates.
- Audited variety of critical financial documents for completeness and accuracy, noting and resolving deficiencies and errors.
- Prepared deeds and leases, closing statements and purchase agreements.
MORTGAGE SENIOR LOAN FUNDER
New American Funding
11.2020 - 05.2022
- Prepare all closing loan documents such as: Note, Deed of Trust, Riders, Final 1003s, Closing Disclosures, etc
- Prior to closing, request fees from title/escrow and work with Loan Processor to issue Closing Disclosures to Borrowers
- Ensure fees and credits are itemized and listed correctly and in the proper sections on the Closing Disclosures compare fees against Loan Estimate, identity tolerance violations
- Review all signed loan documents, while checking for accuracy and completeness
- Work with Loan processors, Underwriters, and title companies to meet closing deadlines and clear funding conditions
- Run compliance check using automated systems to ensure loans meets QM,HPML, HOEPA, State and Federal Requirements
- Review and Manage Funding Pipeline
- Order wire, provide funding authorization, and disburse funds to title in both wet and dry states
- Assist with post-closing duties
- Including reissuing closing disclosures when necessary.
MORTGAGE FUNDING SPECIALIST
Benchmark Mortgage
04.2019 - 11.2020
- Audit all loan documents for completeness and accuracy
- Ensure that all closing conditions are satisfied prior to funding
- Review file for RESPA violations and ensure file is in compliance and fees/APR's are within tolerance
- Review incoming CD documents for compliance with program guidelines
- Communicate with Closing agent regarding any closing matters
- Assist with the management of post-funding condition delivery to the Shipping and Post Closing Departments
- Review and Manage Funding Pipeline, Verify fees, rate and program parameters have been met
- Perform initial loan audit before loan documents are released on EOR states and audit signed docs back on Dry states
- Verifies collateral package is complete and notifies collateral team.
MORTGAGE SENIOR LOAN FUNDER II
LoanDepot
08.2017 - 11.2018
- Audit all loan documents for completeness and accuracy
- Ensure that all closing conditions are satisfied prior to funding
- Review file for RESPA violations and ensure file is in compliance and fees/APR's are within tolerance
- Review incoming CD documents for compliance with program guidelines
- Communicate with Closing agent regarding any closing matters
- Assist with the management of post-funding condition delivery to the Shipping and Post Closing Departments
- Review and Manage Funding Pipeline
- Perform initial loan audit before loan documents are released on EOR states and audit signed docs back on Dry states
- Verify fees, rate and program parameters have been met
- Verifies collateral package is complete and notifies collateral team.
MORTGAGE LOAN FUNDER I
LoanDepot
09.2015 - 08.2017
- Audit loan files for completeness and accuracy
- Review and Manage Funding Pipeline
- Perform initial loan audit before loan documents are released on EOR states and audit signed docs back on Dry states
- Verify fees, rate and program parameters have been met
- Verifies collateral package is complete and notifies collateral team.
JUNIOR MORTGAGE BANKER
LoanDepot
01.2015 - 09.2015
- Provide excellent customer service to prospective customers
- Identify customer's goals and objectives
- Verify information submitted by the consumer through an online Inquiry
- Quickly build rapport with potential clients.
Education
Bachelor of Science - Kinesiology
Stephen F. Austin State University
Nacogdoches, TX08.2014
Skills
- Computer proficiency
- Leadership experience
- Communication skills
- Organized
- People skills
- Collaboration
- Problem-solving abilities
- Adaptability
- Attention to detail
- Creativity
- Customer service
- Multitasking
- Time management
- Self-motivation
- Critical Thinking
- High-Volume Environments
- Management Reporting
- Bank Reconciliation
- Accounts Receivable
- Equity Valuation
- Accounts Payable
- Payroll Processing
- Credit analysis
- Cost Analysis
- Auditing procedures
Certification
Project Management Professional (in progress)
Community Service
CORRESPONDING SECRETARY, HISTORIAN, & AREA COORDINATOR, Alpha Kappa Alpha Sorority, Incorporated, 11/2013, Present, Maintain scheduling and event calendars, Prepare conference and event materials; such as flyers and invitations, Greet visitors and callers and handle inquiries and direct them to appropriate persons according to needs, Create, maintain, and enter information into databases, Maintain timekeeping information
Timeline
Financial Operations Analyst
Slalom
01.2023 - 06.2024
ESCROW/CLOSING SPECIALIST
Beazer Homes
05.2022 - 09.2022
MORTGAGE SENIOR LOAN FUNDER
New American Funding
11.2020 - 05.2022
MORTGAGE FUNDING SPECIALIST
Benchmark Mortgage
04.2019 - 11.2020
MORTGAGE SENIOR LOAN FUNDER II
LoanDepot
08.2017 - 11.2018
MORTGAGE LOAN FUNDER I
LoanDepot
09.2015 - 08.2017
JUNIOR MORTGAGE BANKER
LoanDepot
01.2015 - 09.2015
Bachelor of Science - Kinesiology
Stephen F. Austin State University