Resourceful Insurance Specialist offering expertise in problem-solving, data analysis and customer service. Adept at quickly learning new technologies and processes for driving success. Proven track record of successfully managing heavy workloads and promoting a health work environment.
Overview
19
19
years of professional experience
4
4
years of post-secondary education
1
1
Language
Work History
Commercial PIP Specialist II - Multi-State
MOBILITAS INSURANCE COMPANY
07.2023 - 04.2024
Maintain compliance with state regulatory requirements through meticulous documentation and adherence to company policies
Analyze policy details along with supporting documents provided by healthcare providers to make informed decisions on claims approvals or denials
Reduce claim processing time by streamlining medical claims adjudication processes by maintaining 150-200 claims
Evaluate any potential for subrogation and initiate initial notice of subrogation request
Manage high volume caseloads, prioritizing urgent and sensitive cases for immediate attention
Maintained strict compliance with HIPAA regulations, safeguarding patient privacy throughout claim evaluation process
Improved customer satisfaction rates through proactive problem-solving and efficient complaint resolution.
Commercial Casualty Specialist
MOBILITAS INSURANCE COMPANY
08.2022 - 07.2023
Conducted thorough investigations, gathering evidence such as medical records, police reports, and witness statements to determine liability accurately
Evaluate any potential for subrogation and initiate initial notice of subrogation request
Coordinated independent medical examinations to verify injury severity when required
Maintain open communication relaying pertinent case data to corresponding escalating party/parties
Assisted colleagues in resolving complex coverage issues or difficult negotiations, fostering supportive work environment that promoted teamwork and knowledge sharing
Maintained comprehensive documentation for each claim in database system, improving overall organization and efficiency within department.
PIP Med Pay Claim Representative
NJM INSURANCE GROUP
06.2016 - 08.2022
Execute tasks by navigating multiple systems concurrently to service Spanish Bilingual claimants
Investigate and ensure claimants are afforded appropriate coverage that are legally liable to insure
Process Medicare and Health Insurance Liens by determining coverage eligibility, processing disputes and processing reimbursements on case-by-case basis
Review treatment requests and process medical payments ensuring ICD codes and CPT codes are auto injury related and medically necessary
Actively participate in team huddles and training sessions to take every opportunity available to improve business processes
Promote and take initiative in team building exercises to maintain productive & positive working environment.
Personal Lines Customer Service Representative
NJM INSURANCE GROUP
07.2007 - 06.2016
Built strong rapport with customers to ensure that service meets & exceeds their expectations
Maintained 90-100% evaluation scores by providing excellent Spanish Bilingual customer service and excelled in delivering first call resolutions
Motivate and take initiative in team building exercises to promote happy & healthy work environment
Assisted trainer with technical support and introducing new systems and procedures to colleagues.
Processing Clerk/Bank Customer Service Representative
NJM INSURANCE GROUP
05.2006 - 07.2007
Processed incoming correspondence, claim payments, and provided administrative support to each department assigned as needed
Assisted prospective and existing customers with their individual banking needs
Offered multiple banking products and services that would best match customer's needs.
Legal File Clerk
NJM INSURANCE GROUP
02.2005 - 05.2006
Delivered correspondence and provided multi-line phone coverage in the P.D
Dept
Created reports and produced legal documents requiring Spanish translation
Provided administrative and clerical support to the Legal Dept