Janis E Bronstein

28 Years originating mortgages of all types.

Residential & Commerical

Primary, Second Homes ,Investments Properties, Multi Families, Construction Perm, Renovation loans, Second Mortgages, Bridge financing, Non QM-

Business Bank statement & 1099 programs

Asset based lending

• Established Home loan originator for Valley Bank's vast product offerings and services.
• Prequalified applicants based on their financial profiles, credit, income and assets.
• Consulted with applicants based on their personal needs and bank offerings.
• Self sourcing of all applicants based on marketing efforts via my massive network of Realtors, Builders/Developers, Attorneys, CPA's, previous clients, etc. and Social Media.
• Originated mortgages for First Time Homebuyers, Primary & Secondary residence purchases conforming and jumbo, Construction/Perm loans, Investment properties, Commercial properties.
• Increased Valley Bank's customer base.

• Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
• Assessed clients' financial data to determine loan suitability.
• Advised clients on loan process and specialized topics in home purchasing such as Pre approvals and Commitments and Closings .
• Evaluated borrowers financial information, pay stubs and credit history to determine loan options
• Explained entire mortgage loan process to borrower.
• Self Sourced clients by employing marketing techniques such as Lunch & Learns and all marketing efforts.
• Expanded Family First Customer base by funded loans and customer satisfaction.

• Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
• Assessed clients' financial data to determine loan suitability.
• Advised clients on loan process and specialized topics in home purchasing such as Pre Approvals and Commitments and Closings.
• Evaluated borrowers financial information, pay stubs and credit history to determine loan options.
• Consulted with applicant to determine best mortgage product for their specific home purchasing needs.
• Expanded FM Home Loans customer base with Funded loans and customer satisfaction.

• Established Home loan originator for Citibank's vast product offerings and services.
• Pre Qualified applicants based on their financial profiles, credit, income and assets.
• Consulted with applicants based on their personal needs and banks offerings.
• Self sourced all applicants based on my marketing efforts via my massive network of Realtors, Builders/Developers, Attorneys, CPA's, previous clients, etc. and Social Media.
• Originated mortgages for First Time Homebuyers, Primary & Secondary residence purchases conforming and jumbo, Construction/Perm loans, Investment properties and Commercial properties.
• Grew Citibank's customer base with closed loans and customer satisfaction.

• Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
• Assessed clients' financial data to determine loan suitability.
• Advised clients on loan process and specialized topics in home purchasing such as Pre Approvals and Commitments & Closings.
• Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
• Explained entire mortgage loan process to borrower.
• Expanded Guaranteed Rate's client base by employing marketing techniques closing loans and customer satisfaction.

• Top National Mortgage Broker 5 years in a row.
• Originations up to 200 million per year.
• Assessed financial data to determine loan suitability.
• Advised clients on loan process and specialized topics in home purchasing such as Pre Approvals and Commitments and Closings.
• Evaluated borrower financial information, pay stubs and credit history to determine loan options
• Collaborated with different lenders to find best possible deal for homebuyers.
• Established strong relationships with borrowers, which helped to forge new business opportunities.
• Explained entire mortgage loan process to borrower.
• Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.