Japjot (Jay) Josan
Massapequa,NY
Summary
Highly motivated, goal-driven, and detail-oriented professional with over 8 years of experience in leadership and project management. Skilled in collecting, monitoring, and studying data to analyze financial status and recommend business strategy. Demonstrated success in strategic planning and cross-functional coordination. Experienced in qualitative and quantitative analysis, contract management, and forecasting. Results-oriented achiever with a proven ability to exceed targets and drive success.
Overview
8
8
years of professional experience
Work History
AVP, CRE Financial Analyst Team Lead
Flagstar Bank
12.2021 - Current
- Lead a team of analysts to achieve financial goals and foster a collaborative work environment
- Train junior analysts on best practices in financial modeling, contributing to a stronger overall team performance.
- Coordinate cross-functional teams ensuring timely project completion and measurable results
- Align financial objectives for cohesive growth by building strong partnerships across departments.
- Improve operational efficiency by leading the development and implementation of a new loan review system (Newgen).
- Improve loan approval accuracy by analyzing borrower financials, identifying risks and opportunities.
- Enhance decision-making process by collaborating with loan officers on high-profile loans.
- Resolve queries and ensure compliance by comminuting effectively with challenging borrowers.
CRE Financial Analyst
New York Community Bank
09.2020 - 12.2021
- Analyzed borrower financials, identifying risks and opportunities, improving loan approval accuracy.
- Collaborated with loan officers on high-profile loans, enhancing decision-making processes.
- Communicated effectively with challenging borrowers, resolving queries and ensuring compliance.
- Conducted detailed reviews of loans, providing insights that supported strategic financial decisions.
- Facilitated smooth month-end close processes by efficiently reconciling accounts and addressing discrepancies promptly.
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Strengthened relationships with external partners through timely communication and collaboration.
- Generated comprehensive reports on portfolio performance and risk assessment.
Licensed Real Estate Agent
Exit Family Realty
09.2018 - 09.2020
- Generated new leads through networking events, referrals, and social media marketing efforts.
- Resolved client concerns related to home purchases to maintain high satisfaction ratings.
- Hosted open houses and private showings to showcase properties effectively, ultimately securing offers from interested parties.
- Coordinated inspections, appraisals, repairs, and other steps in the transaction process as required by buyer or seller needs for smooth closings.
- Advised and informed prospective clients on current market activities and conditions.
Asset Manager
DSB LLC
09.2016 - 09.2020
- Negotiated effectively with brokers, tenants, and attorneys, ensuring favorable terms and conditions
- Oversaw property maintenance and administration, leading to improved asset performance and tenant satisfaction
- Evaluated and adjusted rental pricing, maintaining competitive market positioning.
- Maximized return on investment by implementing effective asset allocation strategies.
- Conducted detailed market trend analysis to inform strategic investment decisions.
- Managed investment funds, achieving measurable ROI for through strategic asset allocation
Skills
- Risk Assessment
- Operations Management
- Expert Data Analysis
- Internal Communications
- Crisis Management
- Performance Improvement
- Program Oversight
- Financial and operational reporting
- Analytical research
- Due diligence
Timeline
AVP, CRE Financial Analyst Team Lead
Flagstar Bank
12.2021 - Current
CRE Financial Analyst
New York Community Bank
09.2020 - 12.2021
Licensed Real Estate Agent
Exit Family Realty
09.2018 - 09.2020
Asset Manager
DSB LLC
09.2016 - 09.2020