Skilled professional with experience in collections, customer service and data entry. Exceptional interpersonal and problem-solving skills. Effectively mediates customer disputes and collects payment in timely manner.
Overview
6
6
years of professional experience
Work History
Credit and Collections Specialist
First Security Bank
06.2023 - Current
Improved credit collections by implementing efficient tracking and follow-up procedures.
Reduced outstanding debts through timely intervention and assertive negotiation strategies.
Enhanced company cash flow by closely monitoring accounts receivable and diligently pursuing overdue payments.
Analyzed customer credit data to make informed decisions on extending or denying credit, minimizing financial risk.
Collaborated with sales teams to establish credit limits for new customers, ensuring optimal business growth without compromising financial stability.
Streamlined processes for managing invoicing and payment plans, resulting in more accurate billing records and improved collection efficiency.
Developed comprehensive reports detailing account status, enabling management to make informed decisions regarding collections efforts.
Participated in regular audits of account records, ensuring accuracy and compliance with internal policies as well as external regulations.
Retail Banking Supervisor
First Security Bank
02.2018 - 06.2023
Improved customer satisfaction by implementing new strategies for efficient service delivery and personalized client interactions.
Developed and executed targeted sales campaigns for increased revenue generation and market share growth.
Managed daily branch operations, ensuring compliance with bank policies, procedures, and regulatory requirements.
Coached and mentored a team of retail banking professionals to consistently achieve established performance goals.
Enhanced cross-selling opportunities by identifying customers'' needs and recommending appropriate financial products and services.
Implemented effective risk management practices to minimize losses due to fraud or operational errors.
Managed customer complaints promptly, resolving issues effectively to foster long-term client relationships built on trust and mutual respect.
Performed banking, business administration and financial tasks to guarantee five-star service for clients.
Complied with established internal controls and policies.