Summary
Overview
Work History
Education
Skills
Timeline
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Jasneel Bains

Roseville,US

Summary

Versatile accounting and finance professional with experience in both credit analysis and full-cycle accounting. Skilled in evaluating financial risk, analyzing creditworthiness, and supporting lending decisions, while also maintaining GAAP-compliant records, preparing financial statements, and managing multi-state payroll, AP, and AR. Proficient in Excel, Power BI, and Xero, with a track record of delivering clear financial insights to support business growth and decision-making.

Overview

8
8
years of professional experience

Work History

Accountant

Kooner Fleet Management Solutions
01.2025 - Current
  • Maintain accurate financial records by preparing journal entries, reconciling accounts, and overseeing full-cycle month-end close.
  • Lead transition to GAAP-compliant accounting, including accruals, expense recognition, and documentation improvements.
  • Prepare and analyze monthly financial statements (Balance Sheet, P&L, and Cash Flow), delivering variance analysis and insights to management.
  • Manage accounts payable, accounts receivable, and payroll processes across multiple states while ensuring tax compliance.
  • Collaborate with external CPA firm on corporate tax reporting, sales/use tax compliance, and audit-ready financial documentation.
  • Partner with leadership on high-priority projects, including leaseback analysis.
  • Develop and maintain reporting tools in Excel and Power BI to improve financial visibility and decision-making across departments.

Commercial Credit Analyst

Community West Bank
01.2022 - 01.2025
  • Analyze financial documents and prepare comprehensive reports for commercial loan underwriting.
  • Input financial data into risk models and monitor compliance with loan covenants.
  • Developed advanced proficiency in financial analysis, directly applicable to accounting tasks.

Credit Analyst

Farm Credit West
06.2021 - 10.2021
  • Performed detailed financial analyses, including cash flow, balance sheet, and profitability assessments.
  • Applied GAAP principles and prepared pro forma financial statements.
  • Conducted discounted cash flow analysis and capital budgeting, skills crucial for accounting roles.

Commercial Credit Coordinator

Safe Credit Union
03.2021 - 06.2021
  • Supported commercial lending with PPP loan underwriting and credit analysis.
  • Prepared loan documents for audits and assisted in annual reviews of the bank’s CRE portfolio.

Credit Analyst Intern

Umpqua Bank
03.2020 - 03.2021
  • Assisted in financial statement analysis and credit worthiness assessments.
  • Conducted accounting entry for client’s audited financial statements and performed term loan reviews.

Peak Time Teller

US Bank
12.2017 - 03.2020
  • Managed customer transactions and maintained high levels of customer service and accuracy in cash handling.

Education

Bachelor of Science (B.S.) - Business Administration, Finance

California State University-Sacramento
Sacramento, CA
12.2019

Skills

  • GAAP
  • Bookkeeping
  • Financial Analysis
  • Credit Analysis
  • Accounting and bookkeeping
  • Accounts payable and receivable
  • Bank reconciliation

Timeline

Accountant

Kooner Fleet Management Solutions
01.2025 - Current

Commercial Credit Analyst

Community West Bank
01.2022 - 01.2025

Credit Analyst

Farm Credit West
06.2021 - 10.2021

Commercial Credit Coordinator

Safe Credit Union
03.2021 - 06.2021

Credit Analyst Intern

Umpqua Bank
03.2020 - 03.2021

Peak Time Teller

US Bank
12.2017 - 03.2020

Bachelor of Science (B.S.) - Business Administration, Finance

California State University-Sacramento

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Jasneel Bains