Seasoned Branch Manager with background in steering operations and driving growth. Leveraged leadership skills to enhance team performance, customer satisfaction, and bottom-line results in previous roles. Possess strong strategic planning and problem-solving abilities, coupled with proficiency in customer relationship management, sales strategy implementation, and staff development. Successfully boosted branch productivity by optimizing processes and cultivating high-performing teams.
Overview
20
20
years of professional experience
Work History
Branch Manager
Residential Wholesale Mortgage, Inc.
Cedar City, UT
03.2024 - Current
Originate Mortgage Loans- Experienced in Conventional, FHA, VA, USDA and Non-QM loans.
Assess customer financial status and credit worthiness to determine eligibility for mortgage loans.
Designed sales and service strategies to improve revenue and retention.
Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
Establish and nurtured relationships with real estate agents and other industry professionals.
Ensure compliance with all federal, state and local regulations related to mortgage lending.
Direct daily operations of the branch, including customer service, human resources, sales and marketing activities.
Coordinate promotional campaigns for new products or services in order to boost sales revenue.
Comply with company policies and government regulations to prevent and detect rule violations and protect organization from fines and lawsuits.
Support outside sales force in servicing and obtaining new business.
Participated in community events to promote brand awareness.
Resolved escalated customer complaints in a timely manner.
Maintained up-to-date knowledge of industry trends, competitive landscape and regulatory environment.
Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
Developed strategies to increase customer satisfaction and loyalty.
Licensed to originate loans in Nevada
Heritage Reverse Mortgage
06.2023 - 03.2024
Licensed to originate loans in Nevada while brokering with Valley Mortgage Group
Identified needs of customers promptly and efficiently.
Exceeded customer satisfaction by finding creative solutions to problems.
Managed time effectively to ensure tasks were completed on schedule and deadlines were met.
Provided excellent service and attention to customers when face-to-face or through phone conversations.
Utilized advanced technical skills and expertise to troubleshoot complex problems and implement solutions.
Approached customers and engaged in conversation through use of effective interpersonal and people skills.
Branch Manager
Valley Mortgage Group
02.2023 - 03.2024
Originated mortgage loans, manage other loan officers and day to day business of the branch
Developed and implemented strategies to originate mortgage loans from various sources.
Negotiated terms and conditions with customers in order to secure optimal financing packages.
Established relationships with lenders, investors, underwriters and other key stakeholders in the lending process.
Analyzed customer's financial information including income, assets, liabilities and credit history to assess risk profile.
Reviewed existing mortgages for refinancing opportunities or modifications based on current market conditions.
Maintained up-to-date knowledge of changing regulations related to mortgage products offered by lenders.
Developed marketing plans designed to promote services provided by the company as a Senior Mortgage Broker.
Researched new industry trends and best practices related to mortgage brokering services.
Acquired new customers, counseled clients, and identified purchasing needs to deliver relevant real estate investments.
Branch Manager
Sun American Mortgage
01.2020 - 02.2023
Originated mortgage loans, manage other loan officers and day to day business of the branch.
Experienced in Conventional, FHA, VA, USDA, and Utah Housing Financing.
Consulted and advised First Time Home Buyers with their first home purchase.
Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
Provided guidance and support to team members regarding problem resolution and customer service issues.
Ensured compliance with established policies, procedures and regulations governing banking operations.
Managed and inspired team members to perform to full potential, driving branch profitability.
Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
Complied with company policies and government regulations to prevent and detect rule violations and protect organization from fines and lawsuits.
Branch Manager/Loan Officer
Castle & Cooke Mortgage
10.2007 - 01.2020
Originated mortgage loans, managed other loan officers, and day-to-day business of the branch.
Experienced in Conventional, FHA, VA, USDA, and Utah Housing Financing.
Consulted and advised First Time Home Buyers with their first home purchase.
Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
Provided guidance and support to team members regarding problem resolution and customer service issues.
Ensured compliance with established policies, procedures and regulations governing banking operations.
Managed and inspired team members to perform to full potential, driving branch profitability.
Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
Complied with company policies and government regulations to prevent and detect rule violations and protect organization from fines and lawsuits.
Loan Officer
Hometowne Mortgage
05.2005 - 10.2007
Originated mortgage loans as a loan officer
Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans.
Conducted interviews with prospective clients to gather information regarding loan applications.
Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
Negotiated terms and conditions of loan agreements with borrowers.
Evaluated existing customer accounts for refinancing opportunities or additional services offered by the company.
Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
Education
Associate of Science - Finance
Southern Utah University
Cedar City, UT
05-2007
Skills
Branch Operations Management
Business Development
Community relations
Strong interpersonal skills
Customer Service
Excels in team leadership
Client acquisition
Account review
Strategic planning
Coaching and mentoring
Relationship management
Account analysis expertise
Sales planning
Accounts receivable
Sales professional
Excellent work ethic
Timeline
Branch Manager
Residential Wholesale Mortgage, Inc.
03.2024 - Current
Licensed to originate loans in Nevada
Heritage Reverse Mortgage
06.2023 - 03.2024
Branch Manager
Valley Mortgage Group
02.2023 - 03.2024
Branch Manager
Sun American Mortgage
01.2020 - 02.2023
Branch Manager/Loan Officer
Castle & Cooke Mortgage
10.2007 - 01.2020
Loan Officer
Hometowne Mortgage
05.2005 - 10.2007
Associate of Science - Finance
Southern Utah University
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