JASON HENDRY
New Braunfels,TX
Summary
Enterprise architecture leader with 23+ years driving cloud-native modernization, open banking, API ecosystem strategy, and intelligent automation within highly regulated financial services environments. Co-founder and board director of the Financial Data Exchange (FDX) and Chair of the Technical Review Committee, with a track record of shaping U.S. and Canadian open banking standards at the industry level. Combines deep technical expertise in distributed systems and event-driven platforms with executive-level influence to deliver large-scale digital transformation across banking, lending, and financial management domains.
Overview
1
1
Certificate
22
22
years of professional experience
Work History
Technical Architect Principal | Enterprise Architecture Lead
USAA
San Antonio, TX
01.2017 - Current
- Enterprise architecture leader accountable for modernization strategy, distributed platform design, and API ecosystems supporting millions of military members and their families.
- Led platform strategy across 8+ banking value streams including deposits, lending, and digital banking
- Modernized monolithic banking systems into scalable cloud-native and event-driven microservices platforms
- Reduced Account Summary response times from ~10 seconds to ~2 seconds through targeted architecture redesign
- Architected transaction services eliminating ~2.5M downstream service calls daily, reducing latency and infrastructure cost
- Eliminated screen scraping across ~12M daily login sessions by migrating to secure, OAuth-based data sharing
- Expanded enriched financial data access from 1.2M to 12.8M members through platform scalability initiatives
- Defined enterprise intelligent automation strategy spanning 130+ RPAs and thousands of automated workflows
- Partnered with executive leadership to define multi-year modernization roadmaps for digital banking and financial management
- Enterprise architecture leader accountable for modernization strategy, distributed platform design, and API ecosystems supporting millions of military members and their families.
Director, Board of Directors | Chair, Technical Review Committee
Financial Data Exchange (FDX)
01.2016 - Current
- Co-founded FDX, the leading U.S. open banking standards body, establishing API interoperability and security frameworks adopted across the financial industry
- Chair the Technical Review Committee overseeing architecture, certification, and API standards for 100+ member financial institutions and fintechs
- Retired 130M+ stored consumer credentials by driving adoption of tokenized, consent-based API access models
- Partnered with regulators, fintechs, and financial institutions to shape U.S. and Canadian open banking standards and technical direction
- Co-founded FDX, the leading U.S. open banking standards body, establishing API interoperability and security frameworks adopted across the financial industry.
Senior Software Engineer → Engineering Lead → Architect
USAA
San Antonio, USA
06.2004 - 01.2017
- Progressed through individual contributor and leadership roles across banking engineering, advancing from software development into enterprise integration and architecture.
- Led engineering teams delivering enterprise integration, analytics, and financial services platform solutions
- Drove modernization of lending and analytics platforms supporting core banking operations
- Invented and received patents for the ETL Complexity Management Framework, supporting enterprise data governance
- Built foundational expertise in distributed systems, API design, and banking technology that underpins current architecture leadership
Education
Master of Science (MS) - Information Technology — Enterprise Architecture
06.2026
Bachelor of Business Administration (BBA) - Management Information Systems
05.2004
Skills
- Enterprise architecture design
- Intelligent automation
- Technical architecture design
- Proficient in Java, Python, C
- Application security
- Solution implementation
- Software development lifecycle
- Microservices architecture
- UI development
Certification
AWS Certified Solutions Architect – Associate
Timeline
Technical Architect Principal | Enterprise Architecture Lead - USAA
01.2017 - Current
Director, Board of Directors | Chair, Technical Review Committee - Financial Data Exchange (FDX)
01.2016 - Current
Senior Software Engineer → Engineering Lead → Architect - USAA
06.2004 - 01.2017
Purdue University Global - Master of Science (MS), Information Technology — Enterprise Architecture
Texas Tech University - Bachelor of Business Administration (BBA), Management Information Systems
Accomplishments
- Co-founded FDX and chairs technical governance initiatives across 100+ financial institutions and fintechs
- Retired 130M+ stored consumer credentials, eliminating systemic credential-sharing risk across the financial ecosystem
- Eliminated screen scraping across ~12M daily login sessions, transitioning to secure API-based data access
- Expanded enriched financial data capabilities from 1.2M to 12.8M members — a 10x growth in reach
- Reduced Account Summary API response times from ~10 seconds to ~2 seconds, improving member experience at scale
- Architected transaction services that eliminated ~2.5M downstream service calls daily
- Defined enterprise intelligent automation strategy spanning 130+ RPAs and thousands of automated workflows
- Inventor on 10 granted U.S. patents spanning event-driven architecture, fraud detection, open banking, and data security
Languages
English
Native or Bilingual
German
Elementary
LEADERSHIP SCOPE
- Enterprise architecture leadership across 8+ banking value streams
- Technical governance across 100+ financial institutions and fintechs
- Modernization initiatives supporting millions of customers and 7M+ aggregator sessions
- Intelligent automation strategy spanning 130+ enterprise automations
Patents
- Client Registration for Authorization, 2024
- Financial Autopilot, 2024, 2021
- Real-Time Financial Account Information Using Event-Driven Architecture, 2023
- Fraud Detection Using Event-Driven Architecture, 2023, 2022
- Secure Data Communication Using ECDHE, 2023
- ETL Complexity Management Framework, 2020, 2018, 2016, 2014
Core Expertise
- Enterprise Architecture
- Solution Architecture
- Open Banking & FDX Standards
- Cloud-Native Platforms
- Event-Driven Architecture
- API Design & Distributed Systems
- Digital Banking Modernization
- Intelligent Automation & BPM
- AI-Ready Data Platforms
- Security & Regulatory Governance
- Executive Technology Strategy