Jason Mun
Los Angeles,CA
Summary
Highly motivated employee with a desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Commerical Loan Auditor
Twhc
01.2024 - 02.2025
- Audit financial statements and assess accounts for accuracy and regulatory compliance
- Inspect internal system and control
- Examine validity and reliability of financial, accounting and other data and report any deviations
- Create internal control documentation including narratives, process and date flows
- Draft concise audit reports which accurately reflects facts, observations, risks and recommendations
Commercial Loan Underwriter
First Entertainment Credit Union
06.2019 - 08.2024
- Reviewed and analyzed financial statements, tax returns, credit reports, bank statements, rent rolls, property operating statements, and commercial & residential leases.
- Evaluated loan applications to ensure compliance with credit union policies and regulatory requirements.
- Prepared financial models, cash flow analysis and pro forma, trend analysis, global cash flow analysis, debt-to-income ratio, risk rating analysis, and stress testing.
- Work closely with borrowers, appraisers, inspectors, property management, CPAs, and attorneys to review and ensure collateral is properly secured and minimize risk exposure.
- Responsible for underwriting commercial real estate opportunities on Office, Retail, Industrial, and Multi-family. Managed to originate over $40 million in CRE loans annually while ensuring compliance with regulatory guidelines, and bank & credit policies.
CRE Credit Analyst
Logix Federal Credit Union
11.2014 - 06.2019
- Completed financial statement review and quarterly risk rating to identify risk deterioration.
- Comprehensive management of commerical loan portfoilio which includes conducting reviews of existing relationships, preparing covenant recommendations to minimize risk, renewal of maturing loans, and management of troubled credits, etc.
- Monitor and service $150MM+ commercial loan portfolio, including retail, office, mixed-use, light industrial, hospitality, and owner-occupied properties.
C&I Credit Analyst
East West Bank
01.2013 - 09.2014
- Analyzed credit data to assess risk and determine creditworthiness of clients.
- Attends to the needs of customers seeking loans or lines of credit on terms that involve significant amounts of unsecured funds. Interviews existing borrowers to develop information concerning their business line of credit. Industries include apparel, industrial, and manufacturing.
- Conduct close financial analysis: revenues and forecasting, working capital, operating costs, non-operating costs, liquidity, growth and profitability, balance sheet, and accounts payable and accounts receivable
Education
B.S. in Management Science -
University of California, San Diego
06.2007
CPA Education -
Santa Monica College
Skills
- Financial Analysis
- Cash Flow Analysis
- Risk Management
- Trend Analysis
- Verbal and Written Communication
- Quantitative Skills
Certification
Licensed Real Estate Agent
Languages
Korean
Native or Bilingual
Spanish
Limited Working
Timeline
Commerical Loan Auditor
Twhc
01.2024 - 02.2025
Commercial Loan Underwriter
First Entertainment Credit Union
06.2019 - 08.2024
CRE Credit Analyst
Logix Federal Credit Union
11.2014 - 06.2019
C&I Credit Analyst
East West Bank
01.2013 - 09.2014
B.S. in Management Science -
University of California, San Diego
CPA Education -
Santa Monica College
Other
- Candidate for the CPA Exam
- Proficiency in Microsoft Word, Excel, Powerpoint, Quickbooks, Credit Quest, Moody’s and other banking software