Summary
Overview
Work History
Education
Skills
Timeline

Jay Gibson

Virginia Beach,VA

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

11
11
years of professional experience

Work History

Senior Customer Suppport Specialist

Stavvy
11.2021 - 03.2023
  • Working across business lines to assist with onboarding for new clients looking to utilize Stavvy's RON (Remote Online Notarizations) platform
  • Advising and assisting customers, paying attention to special needs or wants and training new clients to use the Stavvy's Platform based on their business.
  • Diagnose/Triage/Reproduce issue reported by clients.
  • Used company troubleshooting resolution tree to evaluate technical problems and find appropriate solutions in conjunction with the Engineering Team.


Supervisor Loss Mitigation Closing Department

LoanCare/ServiceLink
08.2019 - 09.2021
  • Supervised daily operation of Loss Mitigation Closing department
    Maintaining compliance with state and federal regulatory loss mitigation requirements, including but not limited to, CFPB’s January 2014 Regulation X revision.
  • Ensured implementation of department procedures to accommodate Investor and/or Insurer changes and updates.
  • Monitoring staff workload volumes to ensure proper coverage of all loan within .
    Identifying trends and developing process improvements and system enhancements to improve department’s effectiveness, performing duties related to staff development such as performance evaluations, disciplining employees, and training.
  • Providing monthly summary to Manager on departmental performance objectives.
  • Compiling data and generating ad-hoc reporting for Management, providing responses to monthly Quality Control/Compliance audits.
    Responsible for requesting, creating/preparing, updating/revising, reviewing, testing, finalizing/approving, conducting training and maintaining departments policies and procedures.

Team Lead Loss Mitigation Single Point of Contact

LoanCare/ServiceLink
05.2017 - 07.2019
  • Assisted Single Point of Contact Supervisor with overseeing, coaching, and developing a team of representatives to ensure LoanCare customers were receiving highest quality of customer service.
  • Conferred with customers by phone, email, and fax, ail in order to provide information about Loss Mitigation Applications, files pending/decisions underwriting review and workout options.
  • Maintained robust and detailed knowledge base of all Loss Mitigation workout options available and effectively communicate those options to borrowers.
  • Facilitated in resolving customer issues by clarifying customers request, determining cause of request, selecting, and explaining best solution to solve any issues, expediting correction or adjustment, following up to ensure resolution.
  • Ensured compliance with departmental policies, procedures, and all applicable government, investor, and client regulations.
    Assist with training, and development of new team members.
    Assist with inbound calls when call volume is high.

Loan Counselor II and III

LoanCare/ServiceLink
04.2012 - 04.2017
  • Single Point of Contact for Municipal Employees Credit Union from October 2016-April 2017
  • Managed and served as focal point of specific portfolio of MECU accounts that include that bi-weekly and 30+ delinquent loans, advised and assisted loan counselors on how to understand and handle bi-weekly loans. Interim
  • Team Lead for Flagstar Bank from January 2016-September 2016
  • Directed team activities, establishing task priorities, assisted FSB loan counselors with all of their job functions including scheduling and tracking work assignments, providing guidance, and training and when necessary second voicing and taking escalated supervisor calls.
  • Maintained effective lines of communication between both LoanCare and Flagstar bank collaborated with FSB Loss Mitigation and Foreclosure departments when necessary to meet customer and company requirements.
  • Single Point of Contact for Embrace Home Loans
  • Managed and served as focal point of specific portfolio of Embrace loans ranging from 30-120+ days’ delinquent.
  • Established effective manual dialing campaign and was instrumental in helping to drive down delinquency by 6%.
  • Also managed portfolio of Embrace Loss Mitigation loans, tasked with securing initial post modification payment.
  • Provided counseling, helped train and mentored new and existing loan counselors.

Education

Bachelor of Arts - History

Boise State University, Boise, ID
05.1999

Skills

  • Problem solver (demonstrated analytical / research skills)
  • Microsoft Office, Hubspot, Confluence, Jira
  • Mortgage /Default experience 10 years
  • Proficient knowledge of FHA, Fannie Mae, Freddie Mac, VA and Rural Development loss mitigation guidelines
  • Working knowledge of CFPB, FDCPA, RESPA, ECOA, TCPA, SCRA and UDAAP
  • Team Leadership
  • Coaching and Mentoring
  • Schedule Preparation

Timeline

Senior Customer Suppport Specialist - Stavvy
11.2021 - 03.2023
Supervisor Loss Mitigation Closing Department - LoanCare/ServiceLink
08.2019 - 09.2021
Team Lead Loss Mitigation Single Point of Contact - LoanCare/ServiceLink
05.2017 - 07.2019
Loan Counselor II and III - LoanCare/ServiceLink
04.2012 - 04.2017
Boise State University - Bachelor of Arts, History
Jay Gibson