18 Years of experience in the mortgage industry as a loan officer, mortgage broker, also as a manager who successfully directed and managed the daily operations of a multi-million-dollar sales operation. Lead activities and operations for large scale projects and programs related to demonstrating/performing management skill/functions such as planning, scheduling, organizing, and tracking process, ensuring the feasibility of the project and its objectives. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Organized Mortgage Loan Officer with 19 years of experience in financing the american dream for homeowners. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.
Hi, I’m
Jay Ingram
Sales Executive
Johns Island,SC
Summary
Overview
23
years of professional experience
Work History
Homes Loans Inc
Mortgage Broker
07.2019 - Current
Job overview
- Leveraged mortgage industry software and technology tools to enhance productivity and provide clients with an seamless and modern mortgage experience
- Collaborated with internal teams, including underwriters and processors, to streamline communication and enhance an efficient of loan process
- Negotiated favorable terms and interest rates with lending institutions on behalf of clients, resulting in cost savings and improved loan terms.
Union Home Mortgage
Producing Area Manager
01.2017 - 07.2019
Job overview
- Developed and maintained relationships with clients, real estate agents, and financial institutions to facilitate smooth loan transactions
- Successfully originated and closed over $10MM in residential mortgage loans, maintaining high level of customer satisfaction
- Managed end-to-end loan process, from application to closing, ensuring timely and accurate completion of all required documentation
- Implemented streamlined processes in loan processing, optimizing efficiency and reducing turnaround times for loan approvals and closings.
- Increased team productivity by streamlining processes and implementing more efficient systems
- Led a team to achieve company goals and exceed targets consistently, fostering a positive work environment
Guild Mortgage Company
Mortgage Loan Officer
08.2014 - 06.2019
Job overview
- Cultivated new relationships with builder and realtor partners to expand current business prospects
- Developed new partnerships with CPA’s and Financial Advisors for new business leads.
Ameris Bank
Mortgage Loan Officer
04.2013 - 08.2014
Job overview
- Successfully landed 4 builder accounts as one of the preferred lenders to help deliver quality mortgage products and services to their clients
- Built relations with referral partners as a means of developing strong and lasting business relationships
- Partnered with Bank Partners to expand company presence and ability to deliver quality products.
Wells Fargo
Mortgage Loan Officer
03.2012 - 04.2013
Job overview
- Generated over $10 million dollars in volume since March of 2012; Projected to close
- 3.4 million in volume in March of 2013
- Built relationships with realtors and attorneys to expand client based and increase profitability
- Partnered with banking partner to provide product knowledge and ongoing business support for new referrals and current clients.
SunTrust
Mortgage Loan Officer
03.2011 - 02.2012
Job overview
- Effectively communicated with clients, underwriters, processors, and other stakeholders to ensure a smooth and efficient loan process
- Ensured a high level of customer satisfaction by providing exceptional service and addressing client concerns in a timely and professional manner
- Developed and maintained strong relationships with real estate agents, builders, and other industry professionals to generate referral business.
Sales Manager
10.2009 - 02.2011
Job overview
- Managed a team of 6 loan officers, 1 Customer Service Representative and 2 Processors
- Worked on a team of (9) to successfully generate over $60 Million in volume; 409 units closed in 2010
- With individual accomplishment of over $12.2 Million dollars in volume and 78 units closed
- Ranked #1 in Net Operating Income out of 8 branches in the area
- Earned over $490,000 dollars in net income for the branch.
Wells Fargo Home Mortgage
Mortgage Consultant
12.2005 - 07.2008
Job overview
- Generated home purchase leads from realtors, builders, and other referral sources
- Closed 100 loans for 14.5 million in Volume in 2007
- Doubled Volume from 7 million in 2006 to 14.5 million in 2007
- Setup Strategic Alliances with Referral Partners
- Ranked fourth in Area for net income generated and fifth in total loans closed in 2007.
Wells Fargo Financial
Branch Manager
07.2003 - 12.2005
Job overview
- Promoted from Assistant Manager after 11 months and managed 4 employees
- Increased Real Estate Receivables by 6.8 million over 26 months
- Appointed to District Equity Line Captain-Responsible for Credit Card Production for eight stores.
Wells Fargo Financial
Assistant Manager
08.2002 - 06.2003
Job overview
- Promoted to Assistant Manager in 16 months
- Gained invaluable sales experience and knowledge of customer buying habits
- Earned Top 10 sales recognition in region
- Contributed to achieving branch growth and profit goals
- Utilized business development skills to generate lucrative business relations
- Trained and developed performance strategies for new employees.
Wells Fargo Financial
Credit Manager
04.2001 - 07.2002
Job overview
- Consulted with customers in person and on the phone
- Identified credit needs to help customers reach their financial goals
- Developed relationships with retailers
- Sold a variety of financial products
- Licensed to sell Life, Accidental, Health & Involuntary Unemployment.
Education
The CitadelCharleston, SC
Master of Business Administration
05.2003
University Overview
The CitadelCharleston, SC
Bachelor of Science in Business Administration
12.2000
University Overview
Skills
- Client Engagement and Assistance
- Accurate Documentation
- Loan Application Processing
- Processing Loan Applications
Community Service
Community Service
- The Citadel Brigadier Foundation, Board Member, 07/2013, 07/2017
- Sacred Heart Church, Finance Committee Board Member, 12/2013, 2020
- MLAGC, Board Member, 01/2023, Present
Timeline
Mortgage Broker
Homes Loans Inc
07.2019 - Current
Producing Area Manager
Union Home Mortgage
01.2017 - 07.2019
Mortgage Loan Officer
Guild Mortgage Company
08.2014 - 06.2019
Mortgage Loan Officer
Ameris Bank
04.2013 - 08.2014
Mortgage Loan Officer
Wells Fargo
03.2012 - 04.2013
Mortgage Loan Officer
SunTrust
03.2011 - 02.2012
Sales Manager
10.2009 - 02.2011
Mortgage Consultant
Wells Fargo Home Mortgage
12.2005 - 07.2008
Branch Manager
Wells Fargo Financial
07.2003 - 12.2005
Assistant Manager
Wells Fargo Financial
08.2002 - 06.2003
Credit Manager
Wells Fargo Financial
04.2001 - 07.2002
The Citadel
Master of Business Administration
The Citadel
Bachelor of Science in Business Administration
Similar Profiles
Cheryl CappelliCheryl Cappelli
Sr. Loan Processor at Salute Homes Loans DBA ArchielleSr. Loan Processor at Salute Homes Loans DBA Archielle
Carlos MagdalenoCarlos Magdaleno
Investor Relations Manager at Investment Realty Homes & LoansInvestor Relations Manager at Investment Realty Homes & Loans
Timothy WilliamsTimothy Williams
President at Dallas Homes And Loans. LLCPresident at Dallas Homes And Loans. LLC
Matthew KosefeskiMatthew Kosefeski
Assistant Restaurant Manager at Kiawah Island Golf ResortAssistant Restaurant Manager at Kiawah Island Golf Resort
Blake JohnsonBlake Johnson
Maintenance Supervisor at Timbers Kiawah Ocean Club and ResidencesMaintenance Supervisor at Timbers Kiawah Ocean Club and Residences