Jay Johnson
Broken Arrow,OK
Summary
Dynamic Senior Mortgage Loan Originator with extensive expertise in loan origination and pipeline management at Nexa Mortgage. Proven track record of exceeding sales targets and fostering strong relationships with stakeholders. Adept at credit analysis and regulatory compliance, consistently achieving zero audit findings while delivering exceptional client service.
Overview
21
21
years of professional experience
Work History
Senior Mortgage Loan Originator
Nexa Mortgage
11.2022 - Current
- Negotiated favorable terms for clients while maintaining strict adherence to regulatory guidelines.
- Assisted clients in selecting appropriate mortgage products based on their financial goals and qualifications.
- Mentored junior team members on best practices for mortgage origination, contributing to overall department success.
- Managed a pipeline of mortgage applications, ensuring timely processing and underwriting.
- Coordinated with multiple departments to ensure seamless loan processing, from initial application through closing.
- Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
- Developed strong relationships with key stakeholders, including realtors, appraisers, and title companies to facilitate successful loan closings.
- Consistently met or exceeded sales targets through diligent prospecting and follow-up activities with prospective borrowers.
- Generated new business through targeted marketing efforts, leading to an increase in loan originations.
- Delivered informative presentations at community events to promote awareness of available mortgage products and services offered by the company.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Senior Mortgage Loan Originator
Cardinal Financial Company
05.2022 - 11.2022
- Managed a pipeline of mortgage applications, ensuring timely processing and underwriting.
- Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
- Consistently met or exceeded sales targets through diligent prospecting and follow-up activities with prospective borrowers.
- Generated new business through targeted marketing efforts, leading to an increase in loan originations.
- Delivered informative presentations at community events to promote awareness of available mortgage products and services offered by the company.
- Continuously improved personal knowledge of industry trends, legislative changes, and competitor offerings to maintain a competitive edge in the marketplace.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Senior Mortgage Loan Originator
FBC Mortgage
01.2019 - 05.2022
- Negotiated favorable terms for clients while maintaining strict adherence to regulatory guidelines.
- Assisted clients in selecting appropriate mortgage products based on their financial goals and qualifications.
- Managed a pipeline of mortgage applications, ensuring timely processing and underwriting.
- Coordinated with multiple departments to ensure seamless loan processing, from initial application through closing.
- Developed strong relationships with key stakeholders, including realtors, appraisers, and title companies to facilitate successful loan closings.
- Consistently met or exceeded sales targets through diligent prospecting and follow-up activities with prospective borrowers.
Senior Mortgage Loan Originator
US Mortgage Corporation
12.2015 - 01.2018
- Negotiated favorable terms for clients while maintaining strict adherence to regulatory guidelines.
- Assisted clients in selecting appropriate mortgage products based on their financial goals and qualifications.
- Managed a pipeline of mortgage applications, ensuring timely processing and underwriting.
- Coordinated with multiple departments to ensure seamless loan processing, from initial application through closing.
- Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
- Developed strong relationships with key stakeholders, including realtors, appraisers, and title companies to facilitate successful loan closings.
Senior Mortgage Loan Originator
Associated Mortgage Corporation
08.2014 - 11.2015
- Negotiated favorable terms for clients while maintaining strict adherence to regulatory guidelines.
- Assisted clients in selecting appropriate mortgage products based on their financial goals and qualifications.
- Managed a pipeline of mortgage applications, ensuring timely processing and underwriting.
- Coordinated with multiple departments to ensure seamless loan processing, from initial application through closing.
- Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
- Generated new business through targeted marketing efforts, leading to an increase in loan originations.
Senior Mortgage Loan Originator
Bank Of Oklahoma Mortgage
04.2007 - 07.2014
- Negotiated favorable terms for clients while maintaining strict adherence to regulatory guidelines.
- Assisted clients in selecting appropriate mortgage products based on their financial goals and qualifications.
- Managed a pipeline of mortgage applications, ensuring timely processing and underwriting.
- Coordinated with multiple departments to ensure seamless loan processing, from initial application through closing.
- Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
- Developed strong relationships with key stakeholders, including realtors, appraisers, and title companies to facilitate successful loan closings.
- Streamlined the mortgage application process for increased efficiency and customer satisfaction.
Senior Mortgage Loan Originator
Broken Arrow Mortgage
03.2004 - 04.2007
- Negotiated favorable terms for clients while maintaining strict adherence to regulatory guidelines.
- Assisted clients in selecting appropriate mortgage products based on their financial goals and qualifications.
- Managed a pipeline of mortgage applications, ensuring timely processing and underwriting.
- Coordinated with multiple departments to ensure seamless loan processing, from initial application through closing.
- Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
- Developed strong relationships with key stakeholders, including realtors, appraisers, and title companies to facilitate successful loan closings.
Education
Bachelor of Science - Management
Judson College
Elgin, ILSkills
- Loan origination expertise
- Documentation review
- Market awareness
- Credit analysis
- Pipeline management
- Residential mortgage lending regulations
- Licensed mortgage loan originator
- Loan origination
Timeline
Senior Mortgage Loan Originator
Nexa Mortgage
11.2022 - Current
Senior Mortgage Loan Originator
Cardinal Financial Company
05.2022 - 11.2022
Senior Mortgage Loan Originator
FBC Mortgage
01.2019 - 05.2022
Senior Mortgage Loan Originator
US Mortgage Corporation
12.2015 - 01.2018
Senior Mortgage Loan Originator
Associated Mortgage Corporation
08.2014 - 11.2015
Senior Mortgage Loan Originator
Bank Of Oklahoma Mortgage
04.2007 - 07.2014
Senior Mortgage Loan Originator
Broken Arrow Mortgage
03.2004 - 04.2007
Bachelor of Science - Management
Judson College
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