Summary
Overview
Work History
Education
Skills
Timeline
Generic

Jeanna Macklin

Mesquite,TX

Summary

I have Over 24 years' experience in the Mortgage Lending profession, with a strong background in underwriting and management. I have a demonstrated track record of successfully managing both underwriting and mortgage audit teams. Consistency in creating a positive and efficient work environment not only with my team, but across other departments is paramount to me. Getting the right person in the right place is my specialty. Creating clean and salable loans is a top priority. I still do front line underwriting and auditing, if not as an underwriter, as a second set of eyes on declines and spot checks. I always remember, be it the borrower or my teammates, the relationship is everything, and everyone will always be treated with dignity and respect.

Overview

9
9
years of professional experience
1
1
Certification

Work History

QA Risk Underwriter 4

Citibank
1600 Las Colinas Blvd., Irving, TX
03.2015 - 02.2017
I was one of four auditors for the entire company that performed a full due diligence underwrite/audit on all government immediately prior to being sent to agency.

VP Mortgage Manger

American National Bank of Texas
102 West Moore Ave, Terrell, TX
12.2013 - 11.2014
  • Manage the back office team of 15 that includes processing, underwriting, closing, compliance pre-closing audits, HMDA, post closing, booking and shipping.
  • Responsible for writing the Quality Credit Policy for their FHA application and revising the conventional QCP. Completed the application process to enable the bank to receive their FHA lender ID with the Department of Housing so that they may originate FHA loans. I also did the same process with the VA and renewed their relationship with the USDA.
  • Participated in a team that was brought in to find ways to develop and implement ways to streamline our procedures and find cost cutting opportunities for the bank. We were able to find 67 viable ways to save over a million dollars for ANBTX without the need to add any additional FTE.
  • Worked closely with other teams in the bank, such as sales and compliance to create a more cohesive relationship with our group and theirs.
  • Worked with our IT department to create a Mortgage Department shared drive that we are going to co-own with our sales partners. To date we have all of our portfolio product guides uploaded as well as agency selling guides, updates and helpful tools and tips.
  • Wrote processing procedures. 

 

VP Underwriting Manager

J P Morgan Chase
Fort Worth, Texas
07.2007 - 11.2013
  • Underwriting all mortgage types Mortgage
  • Managing as many as 90 Sr. Underwriters of all skill levels from contractors to conventional and government.  
  • Coached and grew conventional staff underwriters to receive their DE designation with the Department of Housing. 
  • Participated in teams that developed and vetted Chase credit policy and made changed to keep up with industry updates and trends.  
  • Managed a team of 24 Loan Quality Underwriters that audited the underwriting of Sr. Underwriters. These quality rating determined their ability to maintain lending authority.

Education

High School Diploma -

Rockwall High
1985

Skills

Skilled DE and SAR/LAPP since 2000

Self-motivated and a self-starter

 Passionate about motivating people to do their best

Strong experience in Human Resources and how to navigate with staff

Very detail oriented

Timeline

QA Risk Underwriter 4

Citibank
03.2015 - 02.2017

VP Mortgage Manger

American National Bank of Texas
12.2013 - 11.2014

VP Underwriting Manager

J P Morgan Chase
07.2007 - 11.2013

High School Diploma -

Rockwall High
Jeanna Macklin