Jeff Kimpan
Lombard,IL
Summary
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
24
24
years of professional experience
Work History
Senior Portfolio Underwriter
Huntington National Bank/PNC Bank
09.2014 - 01.2023
- Provided detailed analysis of financial information including calculation of income and debt ratios, verification of assets, and credit review of applicant's loan file for compliance and product criteria
- Strong verbal and written communication skills for effective interaction with borrowers, loan officers, and other stakeholders ensuring all venders adhere to legal and ethical standards
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Built strong relationships with lenders, brokers and clients for constructive communications.
Senior Portfolio Underwriter
PNC Bank
01.2014 - 01.2018
- Provided detailed analysis of financial information including calculation of income and debt ratios, verification of assets, and credit review of applicant's loan file for compliance and product criteria
- Meticulous examination of loan documents to identify discrepancies or red flags
- Proficient in assessing income stability, debt-to-income ratios, and overall financial health of applicants
- Ability to interpret complex financial statements and tax returns including self-employed clients with multiple business returns to calculate debt coverage and evaluate cash flow
- Strong verbal and written communication skills for effective interaction with borrowers, loan officers, and other stakeholders ensuring all venders adhere to legal and ethical standards
- Meticulous In-depth knowledge of local, state, and federal lending guidelines & mortgage Industry Regulations
- Consistent track record of exceeding production goals while maintaining high quality loan approvals.
File Quality Analyst
PNC Bank
01.2013 - 09.2014
- Responsible for evaluating loan applications at the pre-underwriting stage, ensuring accuracy, completeness, and compliance with industry regulations
- Effective communicator, fostering strong relationships with loan officers and processors to address inquiries, resolve discrepancies, and streamline pre-underwriting procedures
- Highly organized with the ability to manage multiple loan files simultaneously, prioritizing tasks to meet deadlines and contribute to overall operational efficiency
- Collaborated with cross-functional teams to develop and implement targeted solutions for identified quality issues, ensuring continuous improvement.
- Ensured compliance with regulatory requirements by meticulously reviewing documentation and maintaining accurate records.
Transaction Coordinator/ Loan Processor
PNC Bank/Mortgage Capital Group
01.2004 - 01.2013
- Resolved issues between parties involved in transaction diplomatically while maintaining professionalism at all times.
- Monitored industry trends closely to stay updated on changing regulations or market conditions that could impact ongoing transactions.
- Assisted clients in understanding complex financial documents required for completing their loan applications successfully.
- Managed multiple loans simultaneously ensuring timely completion of each task assigned without compromising on compliance or quality standards.
- Collaborated with other departments including sales, underwriting, legal teams for seamless coordination during entire loan cycle process.
- Ensured smooth transaction coordination by managing timelines, deadlines, and documentation requirements.
Transaction Coordinator
Mortgage Capital Group
01.2004 - 01.2010
- Responsible for managing the end-to-end loan processing cycle, from application submission to final approval
- Maintain a high level of accuracy in data entry and documentation, ensuring compliance with lending regulations and organizational policies
- Coordinate with third-party service providers, such as appraisers and title companies, to facilitate a smooth and timely loan closing process
- Kept abreast of industry trends, regulatory changes, and updates to lending guidelines to ensure compliance and best practices.
Project Manager
Strip-A-Lot of America Pavement Maintenance
01.1999 - 01.2004
- Led end-to-end management of pavement maintenance projects, for contract with Wal-Mart and Home Depot overseeing planning, execution, and delivery within budget and schedule constraints
- Communicated regularly with clients, stakeholders, and team members to provide updates, address concerns, and maintain transparency throughout project lifecycle
- Built and maintained strong client relationships through exceptional service, responsiveness, and understanding of client needs, fostering long-term partnerships and repeat business
- Ensured compliance with regulatory requirements and environmental regulations governing pavement maintenance projects, obtaining necessary permits and approvals
- Directed and motivated cross-functional teams of workers, subcontractors, and suppliers to achieve project objectives and ensure quality workmanship.
- Successfully managed multiple projects simultaneously by prioritizing tasks according to urgency, resource availability, and alignment with organizational goals.
Education
Bachelor of Science – Marketing/Finance -
Illinois State University
Normal, ILAssociates of Science – Business Administration/accounting -
Waubonsee Community College
Sugar Grove, ILSkills
- Risk Management
- Analyzing data
- Documentation Review
- Cross-Functional Collaboration
- Deadline Management
- Attention to Detail
- Critical Thinking
- Relationship building and management
- Teamwork and Collaboration
- Regulatory Compliance
Timeline
Senior Portfolio Underwriter
Huntington National Bank/PNC Bank
09.2014 - 01.2023
Senior Portfolio Underwriter
PNC Bank
01.2014 - 01.2018
File Quality Analyst
PNC Bank
01.2013 - 09.2014
Transaction Coordinator/ Loan Processor
PNC Bank/Mortgage Capital Group
01.2004 - 01.2013
Transaction Coordinator
Mortgage Capital Group
01.2004 - 01.2010
Project Manager
Strip-A-Lot of America Pavement Maintenance
01.1999 - 01.2004
Bachelor of Science – Marketing/Finance -
Illinois State University
Associates of Science – Business Administration/accounting -
Waubonsee Community College
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