Jenna Dalen
Minot,ND
Summary
Dynamic credit analyst with extensive experience at Bremer Bank, excelling in risk assessment and loan underwriting. Proven track record in preparing comprehensive credit reports and ensuring regulatory compliance. Strong problem-solving abilities and effective team collaboration skills drive successful outcomes in high-pressure environments. Committed to delivering accurate financial insights and fostering client trust.
Overview
13
13
years of professional experience
Work History
Credit Analyst 3
Bremer Bank (A Division of Old National Bank)
Minot, ND
02.2019 - Current
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
- Prepared comprehensive credit reports summarizing findings and supporting loan approval or denial decisions.
- Cross-trained in Agriculture, C&I, CRE, Non-Profit, Senior Living/Healthcare, and Franchise credit sectors.
Conducted covenant monitoring to ensure compliance with financial agreements.
Mortgage Loan Closer / Loan Setup
Mutual Security Mortgage
Boulder, CO
03.2017 - 02.2019
- Ensured accuracy of mortgage calculations including principal balance, interest rate, taxes, insurance and other fees due at closing.
- Conducted post-closing quality control reviews to ensure compliance with federal regulations.
- Reviewed borrower applications to ensure compliance with regulations.
- Produced and dispatched initial disclosures to borrowers promptly.
Mortgage Loan Closer
First International Bank & Trust
Minot, ND
09.2013 - 02.2017
- Ensured accuracy of mortgage calculations including principal balance, interest rate, taxes, insurance and other fees due at closing.
- Coordinated with lenders, escrow agents, buyers, and sellers for a successful closing transaction.
- Conducted post-closing quality control reviews to ensure compliance with federal regulations.
Inventory Planner / Finance Support
Acme Tools
Minot, ND
03.2012 - 09.2013
- Forecasted and reconciled inventory to maintain optimal stock levels. Tracked inventory using complex computer systems in a fast-paced business environment.
- Collaborated with vendor representatives to ensure accuracy and assess potential new products.
- Guided customers in finance filing, ensuring accuracy of all required documentation.
Education
Bachelor of Science - Marketing
University of North Dakota
Grand Forks, ND05-2012
Skills
- Credit analysis
- Risk assessment
- Loan underwriting
- Financial reporting
- Risk mitigation strategies
- Covenant monitoring
- Regulatory compliance
- Problem solving
- Time management
- Team collaboration
Timeline
Credit Analyst 3
Bremer Bank (A Division of Old National Bank)
02.2019 - Current
Mortgage Loan Closer / Loan Setup
Mutual Security Mortgage
03.2017 - 02.2019
Mortgage Loan Closer
First International Bank & Trust
09.2013 - 02.2017
Inventory Planner / Finance Support
Acme Tools
03.2012 - 09.2013
Bachelor of Science - Marketing
University of North Dakota
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