Motivated professional with extensive experience in mortgage loan processing. Skilled in needs analysis and problem resolution in fast-paced environments. Strong interpersonal skills, able to establish harmonious relationships at all levels. Recognized for professionalism and commitment to excellence.
Overview
20
20
years of professional experience
Work History
Processing Trainer/Loan Processing Manager
loanDepot
Foothill Ranch , CA
01.2021 - 04.2022
Facilitated thorough onboarding for new staff regarding company policies and procedures.
Offered constructive feedback on employee performance by closely observing and evaluating their progress during training sessions.
Maintained production goals for the team and ensured customer satisfaction goals were met.
Resolve, escalate, or remedy customer service issues in a professional manner
Oversaw all aspects of loan processing team, ensuring they meet production
goals, and synergy with the loan officers, underwriters, and customers.
Senior Account Manager III
loanDepot
Foothill Ranch, CA
03.2012 - 10.2020
Directly responsible for processing home loans
Follow loan processing and underwriting methods established for adherence to company's policies, procedures and documentation requirements
Calculate income, assets and liabilities
Verify borrowers credit worthiness and ability to repay loan
Process purchase loans from start to finish
From opening outside title, to working with both the buyer, listing and buying agent
Verify GMD, down payments, and any large deposits
Balance the fee sheets and Alta statements with escrow and help fund and close the loan by the close of escrow date
Front Office Receptionist
Mothers and Daughters
Costa Mesa, CA
03.2009 - 01.2012
Directly responsible for managing front office procedures
Answering multiple phone lines and scheduling appointments
Obtaining prior authorization for procedures and medications
Preparing the charts before appointments
Check in/out of patients
Heavy filing of medical records and charts
Senior Loan Processor
Pacific Oaks Mortgage
Rancho Santiago Margarita, CA
02.2007 - 12.2008
Appraisal reviews, Title issues, Verification of Employment and deposit, Flood area Determination, Grant Deeds and Title issue reviews and compliance
Constant communication with borrowers and supportive departments
Income Tax Review including Corporations, K-1 and Schedules C
Review for approval of documentations for validity, compliance and closing
Ensure loans are compliant with Fannie Mae and Freddie Mac Guidelines
Submission of loans to Underwriting, Use of DU, Clout, Emits, Assetwise and LP
Specialist in Home Purchase loans in the Prime and Subprime category
Account Manager
Home Loan Center/Lending Tree Loans
Irvine, CA
01.2002 - 12.2006
Directly responsible for managing accounts: Coordinate with various investors; Includes initiating the appropriate actions; maintain records by documenting system notes
Managing of Submission of Certifications for various Investors
Review and satisfaction of guidelines, investors and conditions
Management of Prime, Subprime, Refinances and Purchase Loans
Approval and review of Credit Reports, Title, Escrow, Verifications, Property Insurance and Settlement
Loan closing coordination with third parties and investors