Jennifer Bledsoe
Oakland,CA
Overview
18
18
years of professional experience
1
1
Certification
Work History
BSA/AML Consultant
Dominion Advisory Group
06.2024 - Current
- Conducted thorough CDD reviews for established clients, assessing risk levels and making informed decisions to escalate or exit client relationships. Consistently met service level agreements (SLAs) by completing an average of 20 reviews per week.
- Provided strategic feedback on enhancing EDD/CDD procedures based on insights from CDD reviews, collaborating closely with senior management at the consulting bank to implement improvements.
- Optimized customer due diligence procedures, resulting in more accurate risk profiles
- Documented research findings to support risk-based decision-making and resolution of escalated potential cash structuring and suspicious activity cases
BSA/AML EDD Investigator II
First Republic Bank
01.2016 - 06.2024
- Conducted detailed investigations on existing and potential high-risk clients, including crypto currency and blockchain companies, alternative investment companies, non-profit organizations, software firms, military-affiliated entities, art galleries, and PEPs. Filed SARs when negative news, unusual activity, or other risks were identified during reviews
- Reviewed trusts, source of wealth, operating agreements, org charts, pitch decks, AML/OFAC procedures, and private placement memorandums
- Conducted transactional monitoring and analysis on high-risk client types for ongoing due diligence, leveraging open-source and commercial database research.
- Assisted senior management with daily tasks, including guiding and training new hire investigators and front-line bankers. Acted as the primary point of contact for inquiries, issues, and escalations regarding client reviews, while conducting quality assurance on closed cases.
- Collaborated directly with first-line sales teams to troubleshoot KYC issues, ensuring the accuracy of internal records and providing guidance on required onboarding documentation
- Collected and documented data from external research and internal KYC systems to evaluate risk exposure, producing detailed case write-ups to substantiate findings.
- Facilitated effective communication and coordination across multiple teams to align policies, discuss system enhancements, and address workflow blockages. Managed a dynamic work queue of 15-25 reviews with varying due dates and risk scenarios, successfully prioritizing tasks amid shifting objectives and tight deadlines
BSA/AML Financial Intelligence Analyst II
First Republic Bank
07.2014 - 01.2016
- Drafted intelligence reports on trending BSA/AML issues and emerging threat analysis
- Managed assigning process for Due Diligence Operations (DDO) and Financial Intelligence Unit (FIU), including questionable activity referrals (QARs), legal orders, and scrubbing of 314(a) and 314(b) requests
- Reviewed, documented, and ensured Currency Transaction Reports satisfy FinCEN regulations responsible for daily review, maintenance and accurate filing of CTRs bank wide
- Aided in development and implementation of new procedures within BSA/AML department
- Provided training to new employees of FRB as well as provided ongoing training to branch personnel
- Identified unusual currency patterns and referred them to BSA/AML investigative teams.
Currency Transaction Reporting Specialist / Senior Customer Service Representative
Union Bank
04.2010 - 07.2014
- Reviewed, documented, and ensured CTRs satisfied FinCEN regulations
- Identified and escalated unusual currency transactions
- Conducted user testing during two major system enhancements in 2013
- Partnered with FIU on suspicious activity reporting (SAR) investigations
Lead Teller
Wells Fargo Bank
01.2007 - 03.2010
- Serviced 50-60 customers a day with account maintenance and promotion of bank products
- Assisted in review and approval of branch operating reports
- Trained new hires to conduct branch operations
Education
General Studies, Criminal Justice
Laney College
Oakland, CASkills
- Software Proficiency: Microsoft Office Suite (Word, Excel, PowerPoint), Tableau
- Compliance Tools: LexisNexis AML Solutions, LexisNexis Bridger Insight, Actimize, Verafin
- Legal Research: PACER, LexisNexis
- Financial Software: NetX360, Jack Henry, Flightpath
- BSA/AML Framework: Expert knowledge of Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations.
- KYC & Due Diligence: KYC (Know Your Customer): In-depth understanding of customer verification processes.
CIP (Customer Identification Program), CDD (Customer Due Diligence), EDD (Enhanced Due Diligence): Proficient in implementing and managing due diligence procedures. - Regulatory Requirements: OFAC (Office of Foreign Assets Control) Compliance: Expertise in sanctions regulations.
Investment Advisor Act of 1940: Knowledgeable in compliance and reporting requirements, including Form ADV. - Reporting & Analysis: QARs (Quality Assurance Reviews) and SARs (Suspicious Activity Reports): Skilled in preparation and analysis for regulatory reporting.
- Legislative Knowledge: Comprehensive understanding of the USA PATRIOT Act and its implications for financial institutions.
- Transactional Analysis: Proficient in analyzing transactions for compliance and risk assessment.
Certification
Association of Certified Anti-Money Laundering Specialists (ACAMS) Expected November 2024
Timeline
BSA/AML Consultant
Dominion Advisory Group
06.2024 - Current
BSA/AML EDD Investigator II
First Republic Bank
01.2016 - 06.2024
BSA/AML Financial Intelligence Analyst II
First Republic Bank
07.2014 - 01.2016
Currency Transaction Reporting Specialist / Senior Customer Service Representative
Union Bank
04.2010 - 07.2014
Lead Teller
Wells Fargo Bank
01.2007 - 03.2010
General Studies, Criminal Justice
Laney College