Jennifer Curtin
Sayville
Summary
Results-driven finance professional skilled in analytical evaluation and regulatory compliance. Proven track record in negotiating favorable loan terms and reducing defaults by 15% through meticulous credit assessments, dedicated to enhancing customer satisfaction and operational efficiency.
Overview
14
14
years of professional experience
Work History
Finance Director
Huntington Honda
Huntington
06.2015 - Current
- Developed and maintained partnerships with over 30 lenders to enhance financing options for clients.
- Trained and managed 8 finance managers on how to present warranties and other optional insurance products
- Ensured compliance and achieved 100% customer satisfaction through effective training.
- Negotiated with prime and subprime lenders to address credit challenges of clientele, securing longer-term loans and future refinancing opportunities.
- Facilitated customer transactions, ensuring accurate documentation and compliance with state regulations.
Credit Analyst
Capital One
Melville
03.2012 - 03.2015
- Assessed creditworthiness, debt-to-income (DTI) ratios, and payment history to inform lending decisions.
- Reviewed loan applications and verified income to approve or deny loans based on established criteria.
- Analyzed 50+ daily auto loan applications, reducing high-risk defaults by 15% through thorough collateral and credit evaluation.
- Collaborated with dealership finance managers to structure loan packages, enhancing approval turnaround time and facilitating faster loan funding.
Education
Bachelor of Arts - Psychology
Stony Brook University
Stony Brook06-2011
Skills
- Financial analysis
- Risk assessment
- Regulatory compliance
- Credit evaluation
- Loan negotiation
- Customer relationship management
Accomplishments
Top Performer Capital One Auto Finance 2025
Timeline
Finance Director
Huntington Honda
06.2015 - Current
Credit Analyst
Capital One
03.2012 - 03.2015
Bachelor of Arts - Psychology
Stony Brook University