Jennifer Knepper
Frankfort
Summary
Detail-oriented Credit Analyst with expertise in financial analysis and credit management. Skilled in analyzing credit data, assessing risk, and implementing strategies that improve operational efficiency. Focused on building strong relationships with clients and stakeholders to support business growth.
Overview
18
18
years of professional experience
Work History
Senior Credit Analyst
Providence Bank
12.2015 - Current
- Analyze financials for commercial customers seeking loan financing to determine credit worthiness and risk profile while adhering to the Bank’s policies and procedures
- Communicated with relationship managers to clarify questions and actions needed for comprehensive credit write-ups
- Run credit on personal guarantors and analyze personal credit sources that could be used to support credit if needed
- Conduct credit checks on personal guarantors and assess personal credit sources for credit support.
- Provided mentorship to junior analysts, fostering their professional development. through training programs
- Reviewed credit work of junior analysts to ensure accuracy and compliance with credit policies
- Mentor junior analysts through training programs
- Update bank tickler system upon receipt of required financials
Relationship Banker
Providence Bank
07.2008 - 12.2015
- Trained employees on new policies and procedures to enhance compliance and service delivery
- Maintain IRA database and assist with IRA inquiries
- Created customer-focused environment, providing tailored solutions to meet customer needs and interests
- Train employees on new policies and procedures
- Forecast analytics on branch trends, transactions and new account acquisition
- Audit branch locations under direction of senior auditor
- Coordinated and participated in community outreach events, including trade shows and Together We Cope charity golf outing, to strengthen community relationships
Education
BBA - Finance
Saint Xavier University
Chicago12-2007
Skills
- Proficient in Microsoft Word, Microsoft Excel, Credit scoring Industry certifiFinancial softwareionsRMA University, CSI
- Underwriting
- Financial review
- Risk assessment
- Proficient in Microsoft Excel
- Proficient in Microsoft Word
- Credit scoring Industry certifications RMA University, CSI
- Mentoring
- Written communication
Timeline
Senior Credit Analyst
Providence Bank
12.2015 - Current
Relationship Banker
Providence Bank
07.2008 - 12.2015
BBA - Finance
Saint Xavier University