Jennifer Peterson
Mt. Pleasant,WI
Summary
Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels.
Overview
28
28
years of professional experience
Work History
Senior Underwriter
Cardinal Financial LLC
03.2020 - 10.2024
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Verified integrity of applicants' information to minimize fraud.
Underwriter
Member First Mortgage
08.2013 - 08.2024
- Responsible for underwriting Conventional and FHA/VA files
- Completed VA Credit Standards & SAR
Sr. Mortgage Banking Underwriter
Chase Bank
11.2012 - 07.2013
- Responsible for underwriting Conventional and FHA files
Underwriter
Diamond Residential Mortgage Co.
12.2009 - 11.2012
- Company Overview: please note CTX, Charter Funding, Flagstar Bank and Diamond Residential were all with with same employer or group
- Company changed names numerous times
- Owned thru Paul Diamond
- Responsible for underwriting mortgage loans according to HUD, Fannie/Freddie guidelines
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Senior Loan Processor
Flagstar Bank
10.2007 - 12.2009
- Responsible for processing mortgage loans according to Fannie/Freddie guidelines as well as individual investor guidelines
Senior Loan Processor
Charter Funding
02.2005 - 10.2007
- Responsible for processing mortgage loans according to Fannie/Freddie guidelines as well as individual investor guidelines
Processing Manager
Primary Residential Mortgage
10.2002 - 02.2005
- Responsible for the day to day operations of the processing, closing, and shipping functions of the company
Loan Processor
CTX Mortgage Co.
07.1996 - 10.2002
- Responsible for processing mortgage loans according to Fannie/Freddie guidelines
Skills
- Analyzing data
- Managing risk
- Creditworthiness assessment
- Working to put people in ownership of home
Timeline
Senior Underwriter
Cardinal Financial LLC
03.2020 - 10.2024
Underwriter
Member First Mortgage
08.2013 - 08.2024
Sr. Mortgage Banking Underwriter
Chase Bank
11.2012 - 07.2013
Underwriter
Diamond Residential Mortgage Co.
12.2009 - 11.2012
Senior Loan Processor
Flagstar Bank
10.2007 - 12.2009
Senior Loan Processor
Charter Funding
02.2005 - 10.2007
Processing Manager
Primary Residential Mortgage
10.2002 - 02.2005
Loan Processor
CTX Mortgage Co.
07.1996 - 10.2002
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