Jennifer Pittman
Greenwood,IN
Summary
Mortgage industry professional with loan processing experience and a comprehensive knowledge of Conventional, FHA, VA, Jumbo and USDA Rural Development loan programs. Diligent and detail oriented, thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from pre-approval to closing. Self starter, quick learner and determined to finish a file from start to finish as quickly and efficiently as possible.
Overview
10
10
years of professional experience
Work History
Senior Mortgage Loan Processor
Keller Mortgage
Dublin, Ohio (Remote)
07.2021 - 05.2022
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Prepared file for final clear-to-close by branch management.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Communicated with originator and applicant concerning progress of loan file.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
- Set up and completed loan submission packages.
- Collected and compiled paperwork such as title work, insurance paperwork, bank statements and tax histories.
Appraisal Processor/Coordinator
Keller Mortgage
Dublin, Ohio (Remote)
11.2020 - 07.2021
- Obtained fee amounts from fee appraisers for applications requiring loan estimates.
- Order appraisals for Conventional, FHA, VA & USDA using Encompass software and Reggora.
- Follow up on ETA's of reports to be sure closing dates/appraisal contingencies and due diligence aren't in jeopardy.
- Review accuracy of details in report/follow up with Appraisal Management Companies for revisions.
- Keep team updated with inspection dates/Appraisal
Contingencies. - Reviewing Purchase Contracts which includes 49 states lender is licensed in.
Mortgage Loan Processor
Residential Mortgage Corp
Fayetteville, NC
10.2008 - 04.2012
- Examine documents to verify that appropriate documents and disclosures are included.
- Analyze credit, calculate income, and evaluate assets, liabilities, and collateral per agency and investor guidelines.
- Responsible for review of underwriting conditions and gathering of documentation needed for underwriting.
- Review conventional, FHA, VA and USDA loan submissions for completeness and compliance, including 1003, credit report, income, and asset documentation, purchase agreement and title work.
- Submit, read and interpret AUS decision results in both Desktop Underwriter and Loan Prospector.
- Ensure loan submissions meet agency and government guidelines before submitting to underwriting for review.
- Maintain effective working relationship with internal and external clients.
Loan Processor
United Auto Credit Corporation
Fayetteville, NC
04.2008 - 10.2008
- Process and post customer payments/customer request
processing. - Review insurance documentation and verify it meets company policy/Worked closely with client for outstanding loan documents.
- Accounts payable/Receivable/Supply ordering.
- Process credit report requests/Update old trade lines.
- Verification of employment, income and residential history.
Loan Processor I
Wells Fargo Financial
Fayetteville, NC
03.2006 - 04.2008
- Responsible for gathering outstanding loan documents/Auto titles.
- Analyzing all incoming loan documents and making sure they meet credit policy.
- Accounts payable/Supply ordering.
- Review & process all incoming credit card applications.
Client Coordinator
Waterfield Mortgage
Fort Wayne, IN
06.2005 - 03.2006
- Analyze all incoming loan documentation/Calculate
income/Review bank statements/ Tax returns. - Worked closely with loan officer and clients to gather
outstanding documentation. - Validate and issue automated loan approvals through DU & LP.
- Processing of VA, FHA, USDA, Jumbo & Conventional loans in all 50 licensed states.
Level III Loan Processor/Closer
American Home Mortgage
Columbus, Ohio
06.2003 - 06.2005
- Process all incoming loan applications/Data entry into Unifi Processing system.
- Worked alongside Loan Officers to obtain any outstanding loan documents or requests from Underwriting.
- Responsible for validating/issuing automated approvals through DU, LP & Asset Wise.
- Review conventional loan appraisals on forms 1004-2075.
- Prepare closing packages/Review documents and review final HUD-1.
- Assist in training new employees with AHM on Unifi Processing System.
Education
High School Diploma -
Teays Valley High School
Ashville, OH06.1994
Skills
- Appraisal Verification
- Credit Verification
- Desktop Underwriter
- Customer Communication
- Government Lending
- Conventional Lending
- Jumbo Loans
- Accounts Payable
- Problem Solving
- Teamwork
- Perseverance and motivation
- Ability to work under pressure
Timeline
Senior Mortgage Loan Processor
Keller Mortgage
07.2021 - 05.2022
Appraisal Processor/Coordinator
Keller Mortgage
11.2020 - 07.2021
Mortgage Loan Processor
Residential Mortgage Corp
10.2008 - 04.2012
Loan Processor
United Auto Credit Corporation
04.2008 - 10.2008
Loan Processor I
Wells Fargo Financial
03.2006 - 04.2008
Client Coordinator
Waterfield Mortgage
06.2005 - 03.2006
Level III Loan Processor/Closer
American Home Mortgage
06.2003 - 06.2005
High School Diploma -
Teays Valley High School
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