Summary
Overview
Work History
Education
Skills
Timeline
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Jennifer Reed

Dublin,CA

Summary

Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding, and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes.

Overview

26
26
years of professional experience

Work History

Mortgage Loan Processor

AmeriSave Mortgage
Atlanta, GA
11.2021 - 08.2022
  • Scanned and uploaded loans and related documents into the system.
  • Communicated regularly with customers throughout the entire process from origination through closing.
  • Obtained and verified clearance of underwriting conditions to prepare loan files for submission and approval.
  • Contacted credit bureaus, employers, and other sources to check applicants' credit and personal references.
  • Ordered appraisals and title services on behalf of borrowers when necessary.
  • Organized files electronically according to document type and date received.
  • Worked with third-party vendors to address and clear loan closing requirements.

Loan Coordinator

Sun West Mortgage Company
Buena Park, CA
05.2020 - 08.2021
  • Supported loan officiant and underwriter teams by ensuring timely, judicious, and accurate loan processing.
  • Responded promptly to customer inquiries regarding their loan status and requirements.
  • Reviewed and verified borrowers' income, credit reports, and property appraisals to prepare documents for underwriting.
  • Calculated income, assets, and liabilities to meet lender requirements.
  • Managed conditions sent from underwriting departments.
  • Coordinated document preparation with attorneys, title companies, lenders, and other third parties as needed.
  • Worked with third-party vendors to address and clear loan closing requirements.

Senior Loan Processor

Preferred Financial Inc
San Ramon, CA
04.1996 - 02.2013
  • Structured, loan packages by properly analyzing credit reports, income, and asset documents.
  • Examined and verified information in the loan application and closing documents.
  • Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
  • Analyzed income documentation including pay stubs, W2s, tax returns, and bank statements. to determine the borrower's ability to repay the loan.
  • Processed loan documents promptly to meet closing deadlines.
  • Collaborated closely with underwriters when reviewing files for final approval.

Education

High School Diploma -

California High School
San Ramon, CA
06.1990

Some College (No Degree) - General Ed

Diablo Valley College
Pleasant Hill, CA

Notary License - notary

National Notary Association
Chatsworth, CA

Skills

  • Proficient in [Software]
  • Processing Documents
  • Employment Verification
  • Credit Verification
  • Closing Documentation
  • Government Lending
  • Customer Service
  • Desktop Underwriter
  • Regulatory Compliance Documentation
  • Decision-Making
  • Problem-Solving

Timeline

Mortgage Loan Processor

AmeriSave Mortgage
11.2021 - 08.2022

Loan Coordinator

Sun West Mortgage Company
05.2020 - 08.2021

Senior Loan Processor

Preferred Financial Inc
04.1996 - 02.2013

High School Diploma -

California High School

Some College (No Degree) - General Ed

Diablo Valley College

Notary License - notary

National Notary Association

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Jennifer Reed