Jennifer Serrato
Naples,FL
Summary
Expert Risk Management professional with experience spanning (financial, credit, and operational) risk. Spearheads the management of Enterprise Risk Management frameworks (1st, 2nd, and 3rd lines). Experience includes strategic planning, policy management, risk assessments, internal controls, risk mitigation methodologies, and reporting to meet regulatory compliance and corporate defined risk appetites. Strong contributor and team collaborator, applying industry best practices, analytical skills, and organizational abilities. Highly flexible, diverse, and capable of handling competing initiatives, projects, and goals with a high degree of dedication and accuracy.
Overview
33
33
years of professional experience
Work History
Consultant/Director
KPMG, LLP, Financial Advisory Services
2020.01 - 2024.01
- Led diverse project teams for successful completion of multiple high-level consulting assignments.
- Developed strong relationships with key stakeholders to ensure alignment between client objectives and delivered results.
- Managed cross-functional teams, effectively coordinating resources to meet project deadlines and deliverables.
- Resolved complex client issues through effective communication and creative problem-solving techniques.
- Collaborated with senior leadership to establish strategic organizational goals and priorities for long-term success.
- Integrated technology and business operations to identify targeted solutions to customer issues.
Director, Financial Advisory Services
KPMG, LLP
2010.01 - 2019.03
- Developed high profile advisory client relationships, including identification of strategic initiatives, business opportunities, contract negotiations, proposals, budgets, engagement management of site teams, and delivery of timely deliverables, influencing overall engagement work stream success and profitability.
- Implemented Enterprise Risk Management framework (1st, 2nd, 3rd line), including committee formation, policy development, process implementation, and documentation of framework and methodologies, ensuring compliance with government and firm regulatory policy.
- Managed large scale internal audits related to Asset/Liability Valuations, Portfolio Management, Securitization, Operational and Credit Counterparty Risk, Accounting for Impairments, Enterprise Risk Management, and Commercial and Residential Banking Real Estate Management.
- Led Model Validations for high-risk financial models, including assumptions, algorithms, results, reporting and regulatory risk exposure.
- Spearheaded the development and implementation of an Enterprise Program Management Office responsible for corporate (~400) projects, including Strategy, Funding, Governance & Execution, Performance/Metric Reporting, Communication Plans, and Training Programs.
Vice President, Risk Operations
Federal Home Loan Bank
2004.09 - 2008.05
- Enhanced company profitability by implementing strategic business plans and optimizing operational processes.
- Led cross-functional teams for the successful completion of major projects, resulting in increased efficiency and client satisfaction.
- Managed cash and securitization pricing transactions for Mortgage Programs—price analysis, valuation, position, performance, and risk tolerances.
- Responsible for credit risk and price valuations for pledged collateral to the Bank for funding and hedging transactions.
- Managed internal and regulatory external compliance audits for operational business unit(s).
Senior Portfolio Manager
Fannie Mae
1991.04 - 2004.09
- Streamlined internal processes to enhance efficiency in trade execution, reporting, and compliance, serving as a high volume portfolio Trader
- Implemented risk management strategies for optimal asset allocation and diversification across multiple portfolios.
- Improved management information by providing timely and accurate data and analytics, financial performance updates, and risk metrics.
- Navigated volatile markets effectively by adjusting investment strategies based on changing economic conditions and market fluctuations.
- Enhanced team productivity by implementing project management tools that streamlined workflows and improved collaboration among team members.
- Business project manager in the development (research, database/system design, specifications, programming SME, and reporting) of a “real-time” asset/liability position summary, used in daily high-volume trading of fixed-income securities and derivatives.
- Senior manager in building a Securitization Core Technology Framework, including database architecture, identification and integration of key dependencies, application design, development, and documentation of specifications, testing, implementation, and support.
Education
Bachelor of Arts - Economics
American University
Washington, DCMBA - Finance
Johns Hopkins University
Baltimore, MDIndustry Trends & Issues - Risk & Compliance, Data & Analytics
Continuing Education
Skills
Big Four Experience
Critical Thinking
Strong Work Ethic
Leadership, Collaboration, Networking
Enterprise Risk Management & Compliance
Program Management (PMO)
Industry Research & Analysis
Technology Integration
Data & Analytics
Model Validation
Other Activities
Phi Beta Kappa, Alumni
Grand Cypress III HOA, Treasurer
KPMG Internship Advisory Board, Corporate Mentor
University of Maryland, Robert Smith Scool of Business, Guest Lecturer
Catholic Charities, Certified Citizenship Tutor
Washington Capital Area Literacy, Certified Tutor
Collier County Domestic Animal Shelter, Certified Foster
International and Domestic Industry Speaking Engagements
References
References available upon request.
Timeline
Consultant/Director
KPMG, LLP, Financial Advisory Services
2020.01 - 2024.01
Director, Financial Advisory Services
KPMG, LLP
2010.01 - 2019.03
Vice President, Risk Operations
Federal Home Loan Bank
2004.09 - 2008.05
Senior Portfolio Manager
Fannie Mae
1991.04 - 2004.09
Bachelor of Arts - Economics
American University
MBA - Finance
Johns Hopkins University
Industry Trends & Issues - Risk & Compliance, Data & Analytics
Continuing Education
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