Equipped with strong problem-solving abilities, willingness to learn, and excellent communication skills. Poised to contribute to team success and achieve positive results. Ready to tackle new challenges and advance organizational objectives with dedication and enthusiasm.
Overview
8
8
years of professional experience
Work History
Loss Mitigation Processor
Freedom Mortgage
Altamonte Springs, Florida
11.2021 - 02.2024
Understanding investor's waterfall and required documents for loss mitigation
Examined incoming materials and compared to documentation for accuracy and quality.
Conducting a complete review of files to ensure all default timeframes have been met to include underwriting
Ensuring that necessary rails are open pertaining to the loan in question
Closing events and tasks necessary in order to complete the loan
Ordering Title docs through Tempo as well as AVM's from both FNMA's SMDU and FHLMC's BPO Direct
Calculating income from both documents provided by the borrower and LoanServ in order to work out a possible modification as per FNMA or FHLMC guidelines
Pulling credit reports and itemizing borrower debt for the underwriter if complete packages are needed for the modification
Navigate SMDU and Workout Prospector in order to approve the borrower for possible modification
Received and reviewed incoming documents and materials.
Met production targets and tight deadlines by collaborating closely with team members.
Collaborated with other departments to optimize production workflows.
Closing Coordinator
Freedom Mortgage
Altamonte Springs, Florida
06.2018 - 10.2021
Provide customer service to brokers as well as being a point of contact during the closing process between brokers and title agents
Update brokers and account executives when loans are ready to be scheduled for a closing date once free from Underwriting
Review loan docs in a timely manner to make sure they are early closing disclosure ready as well as ready to release for the closer to release a closing package
Make sure we have attorney paperwork for designated attorney states
Respond to all emails and phone calls in a timely manner
Work both Table Funded and Warehouse loans
Coordinate loans to make sure all documentation is compliant with current regulations both internal and TRID
Final Document Specialist
Taylor Morrison Home Funding
Maitland, FL
07.2016 - 06.2018
Daily use of Microsoft Word and Microsoft Excel, as well as, Encompass
Receiving, processing, correcting, and shipping Final Title Policies as well as Recorded Mortgages
Will reach out to Title Companies and Title Officers when missing Final Docs as well as when they are in need of correction
Verification of Final Docs accuracy for the Investors