Results-driven business leader with 18 years of experience in farm-related short- and long-term real estate agreements, in processing PCA and FLCA (real estate) loans. An energetic professional with excellent interpersonal and organizational skills. As an excellent team player and collaborator who also works well independently. Extensive experience in strategic leadership and operational excellence. Proven track record in driving growth, optimizing processes, and fostering team collaboration. Exceptional skills in strategic planning, financial management, and stakeholder engagement. Adaptable and reliable, consistently achieving high-impact results in dynamic environments. I am seeking a leadership position where I can expand my skill set and build on my experience.
Overview
24
24
years of professional experience
1
1
Certification
Work History
VP of RETAIL CLOSING- NORTHERN REGION
Ag Country Farm Credit Services
Grand Forks, ND
09.2024 - Current
Managed final stages of lending process, facilitating seamless transitions from approval to fund distribution.
Strategic Leadership: Provides direction, coaching, and strategic planning for the retail closing teams to ensure a high level of loan administration and customer experience.
Process Management: Develops and implements effective workflows for loan and lease closings, including Retail Installment Contracts (RICs).
Compliance & Risk Control: Serves as a primary contact for internal/external audits and ensures all lending controls are followed to minimize fraud risk and maintain regulatory compliance.
Documentation Oversight: Accountable for the correct development of promissory notes, mortgages, and other legal lending documents to ensure the collectibility of assets.
Achieved timely funding through effective coordination with regional vice presidents and retail teams, ensuring adherence to closing deadlines and loan conditions. Streamlined PCA and FLCA real estate loan processing, resulting in improved efficiency. Successfully reviewed and processed farm-related short and long-term real estate agreements and notes, enhancing operational effectiveness. Improved collaboration with other farm credit branches, leading to prompt updates of loan abstracts, completion of title opinions, and timely scheduling of real estate loan closings. Enhanced organization of loan files, consistently generating daily reports and deposits. Processed a variety of agreements, including farm loans and leases, contributing to overall operational success. Strengthened communication with contractors, legal counsel, risk management representatives, and other farm credit branches to optimize workflows.
Prepare and process all financial transactions related to farms acquired, sold, and leased
Build rapport with prospects and clients by completing title opinions and overcoming objections to get the deal signed
Determining clients' needs and financial abilities to propose solutions that suit them
Closing real estate loans
Retail Manager - Closing Specialists
Ag Country Farm Credit Services
Grand Forks, ND
05.2022 - 09.2024
Led daily operations to ensure optimal customer service and sales performance.
Developed and implemented training programs for staff on product knowledge and sales techniques.
Analyzed sales data to identify trends and adjust inventory accordingly, enhancing product availability.
Fostered a positive team environment through mentoring and regular performance feedback sessions.
Supervised compliance efforts with company policies and procedures, fostering a culture of operational excellence.
FRONT OFFICE ASSISTANT MANAGER
Menards Cashway Lumber
Grand Forks, ND
09.2002 - 03.2007
Supervised and managed daily front office activities and sales wall coverings according to the established guidelines
Reported directly to the department and store manager of any inconsistencies and unresolved issues
Provided outstanding customer service through recommending products to clients based on their needs
Conducted inventory control
Prioritized, delegated and motivated daily work responsibilities to 5-20 staff members at varying intervals, as well as planned staff work schedules for smooth running of department
Education
DIPLOMA - GENERAL STUDIES
University of North Dakota
Grand Forks, ND
01-2003
Skills
Microsoft Office Suite
Outlook
Social Media Content Management
Typing
Verbal and Written Communication
Leadership
Customer Service
Loan Portfolio
Organization
Accuracy
Teamwork and Collaboration
Work Well Under Pressure
Presentation Skills
Loan processing
Business Prospecting
Negotiation
Property Law and Regulation Familiarity
People Management
Detail Oriented
Multi-Tasking
Team leadership
Relationship building
Decision-making
Critical thinking
Coaching and mentoring
Complex Problem-solving
Client relationship building
Strategic planning
Business development
Results-driven
Account management
Operations management
Customer service
Documentation and reporting
Risk management
Process improvement
Negotiation and persuasion
Training and mentoring
Presentations
Staff development
Performance monitoring
Contract negotiation
Data analysis
Budget oversight
Corporate communications
Sales leadership
Industry best practices
Staff training
Price structuring
Customer and employee rapport
Performance metrics analysis
Metrics tracking
Partnerships and affiliations
Public speaking
Forecasting
Business storytelling
Policy and procedure development
OKRs and kpis
Recruiting and hiring
Financial management
Company guidelines
Event networking
CRM software
Rules and regulations
Profit objectives
Corporate branding
Resource allocation
Staff recruiting and retainment
Mergers and acquisitions
Budget administration
Verbal and written communication
Recruiting and interviewing
Performance data analysis
Market trends and analysis
Proposals and presentations
Mortgage banking and analysis
Loan origination and underwriting
Performance monitoring and evaluation
Cross-functional team leadership
Portfolio optimization
Innovation management
Cross-functional collaboration
Organizational development
Troubleshooting and problem resolution
Data-driven decision making
Organizational improvement
Operations planning
Data analytics
Partnership development
Cross-functional communication
Reporting oversight
Market analysis
Talent development
Reporting management
Database development
Influencing and negotiating
Accomplishments
Supervised team of 22 staff members.
Started as a CSR and continually have been promoted, and now am a VP.
Achieved growth through effectively helping with team mentoring and training.
Leadership training graduate 2026.
Certification
Leadership
Languages
English
Native or Bilingual
Interests
Learning new cooking techniques and expanding my culinary skills
Cooking
Baking
I like trying new recipes and food trends
I enjoy cooking for friends and family gatherings
Exploring famous landmarks, historical sites, and cultural attractions in a new destination