A highly motivated, performance-driven banking professional with almost 20 years of successful experience in positions of increasing responsibility and duties. Excels in a fast-paced environment while delivering high-quality results and maintaining a positive attitude.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Sr. Business Application Systems Analyst
Blaze Credit Union (FKA: Hiway Credit Union)
01.2024 - Current
Ensure continuous operation and optimization of business systems including software update, patches and troubleshooting issues
Administer user accounts, permissions, and roles within business systems
Work with stakeholders to understand business processes and gather requirements for system enhancements and implementations
Analyze business needs and design systems solutions to meet those requirements
Identify opportunities to improve business processes through system enhancements and automation
Provide IT tier 2/3 support for system related issues.
Business Analyst – Digital Technologies
Hiway Credit Union
08.2022 - 01.2024
Owner and vendor contact for various digital software systems
Resolve end-user reporting problems by collaborating with IT and line of business
Gather business requirements with internal line of business
Develop, recommend, and document adjustments to workflow or streamline processes
Coordinate integration of solutions with existing applications; identify and resolve existing conflicts to ensure compatibility
Troubleshoot system issues in a timely manner and escalate items to appropriate vendors or tech support as needed
Collaborate with front-line staff and management to identify process improvements and enhancement requests
Work with project teams to plan, coordinate, test, train, and rollout software upgrades/releases.
At direction of Payment Operations Manager and/or VP Payments, collaborates regarding project prioritization, deliverables, and completion dates
Lead project planning, organizing and implementing new products, enhancements and procedures
Serve as Team Leader and backup to Payment Operations Manager
Team contributor for all team tasks, as directed by Payment Operations Manager, including all support functions
Uses project methodology and project reporting to ensure prompt and efficient execution, collaboration, and status communication of all assigned payment projects to Payment Operations Manager and/or VP Payments
Collaborate and research data, processes and requirements from related Hiway departments that impact Payment Operations’ projects
Research vendors, data, and related information
Recommends continuous process improvements and efficiencies related to payment projects
Maintains project management team room, notes and documents database up to date and provides or disseminates as needed
Fulfills Hiway’s Value Proposition, Member Promise and Employee Promise
Meets scorecard performance goals/GPS standards
Adheres to any and all current and/or future policies, procedures and guidelines.
Assistant Payment Operations Manager
Hiway Federal Credit Union
01.2018 - 10.2020
Assists department manager in implementing efficiencies, initiatives and supervising the Payments area
Lead and coordinate payment related projects, initiatives and digital services enhancements
Provide Business Services Cash Management product support and issue resolution
Subject matter expert – ACH rules and regulations, real-time payments, and evolving payment options
Product and member support liaison between internal credit union departments and payments.
Senior Payment Operations Specialist
Hiway Federal Credit Union
05.2015 - 01.2018
Coordinate and process daily ACH tasks along with general ledger and journal entries
Assist in research, setup and completion of projects directly related to the department’s needs
Handle internal and external member issues to ensure member satisfaction
Back up other departmental functions as necessary to ensure tasks are completed in a timely manner.
Cash Management Specialist
Northeast Bank
05.2012 - 05.2015
Responsible for Electronic Banking set-up, input and daily operation including Cash Management, Mobile Banking, Remote Deposit Capture, Remote Deposit Anywhere (Mobile Remote Deposit), Positive Pay, ACH origination, Merchant Processing, and customer service for all related functions
Responsible for the efficient and effective administration of cash management and Internet banking risk management
Conduct on-site annual audits to ensure compliance with FFIEC guidelines
Work closely with commercial lenders and business bankers to generate and retain new and existing business relationships by analyzing customer’s structure and pricing to develop solutions to meet the customer’s needs.
Personal Banker
Northeast Bank
01.2011 - 05.2012
Open/close all deposit accounts for commercial and retail customers
Assist customers with wire transfers, stop payments, and other related questions/needs
Maintain a personal loan portfolio of $500,000 or greater
Ensure applicable regulations, disclosures, policies, and procedures are observed and credit quality is aligned with loan policy and credit quality guidelines
Maintain favorable customer relationships and effectively cross-sell Bank products and services.
Sr. Loan Operations Assistant
Northeast Bank
10.2008 - 01.2011
Generate all commercial and installment notes and their supporting documents
Process and maintain HMDA/LAR
Responsible for filing, maintaining and terminating/releasing the following collateral: UCC-1’s, UCC-3’s, titles, mortgages, etc
Order floods, credit bureaus, O&E’s and title insurance
Process and maintain participation loan transactions
Update and submit monthly SBA 1502 report
Update customer credit report information (disputes, etc.)
Report and maintain loan charge-offs, recoveries and OREO account
Responsible for preparing components of the monthly board and LDC reports and the quarterly LTV report
Type, maintain, balance and release all Letters of Credit
Work with the Operations Department in balancing GLs
Provide administrative support to the lending management team.
Loan Processor/MSR
City-County Federal Credit Union
11.2007 - 10.2008
Responsible for printing web car books and “books out” the vehicles
Type all mortgages, ensures documents are accurate and in proper order before forwarding to real estate department
Ensure accuracy of all loan documents prior to management approval
Type all loans that are received via fax from other offices
Verify accuracy of all loan documents prior to being sent out for imaging
Responsible for opening, closing, and maintaining members accounts including checking, saving, IRA, safe deposit boxes, and certificates of deposit
Provide information to members regarding their accounts, exerting care to request proper identification and accessibility to account information.
Teller
Community Pride Bank
05.2005 - 08.2007
Responsible for handling money, customer transactions, answering phones, cross-selling bank products, running daily teller transactions, balancing vault, ordering and shipping money from the Federal Reserve, processing tax payments, processing bond purchases, and performing other tasks as needed or instructed otherwise.
Education
Coon Rapids High School
Coon Rapids, MN
06.2006
Skills
Thorough knowledge of the following software programs: Microsoft Word, PowerPoint, Excel, Outlook, and Teams
Excellent time-management and organizational skills
Strong written and verbal communication skills
Strong attention to detail
Work well with customers/clients, co-workers, and supervisors/managers
Extensive knowledge of banking products, rules, and regulations
Experience working with Fiserv, Jack Henry and Federal Reserve Bank products and services
Experience with core and digital banking conversions/migrations, mergers and acquisitions
Certification
Certified Credit Union Executive (CCUE), CUNA, 07/01/21
Project Management Certificate, U of M, 08/01/18
Accredited ACH Professional (AAP), NACHA, 10/01/16
Certificate from Minnesota Bankers Association – Consumer Lending, 11/01/11
Certificate from American Bankers Association – Consumer Lending, 05/01/11
Certificate from Minnesota Bankers Association – Real Estate Lending and Compliance, 02/01/09
Certificate from Minnesota Bankers Association – Real Estate Lending and Compliance, 04/01/12