Jeremy Halpin

• As the sole proprietor owner I handle the day-to-day business operations.
• Developed and maintained strong relationships with clients, resulting in repeat business and referrals.
• Creating and cultivating the business from start to finish.
• Increased customer satisfaction with efficient business processes and providing exceptional service.
• Implemented marketing strategies to increase brand awareness and attract new customers.
• Established a positive workplace culture that fostered employee engagement, collaboration, and loyalty.
• Eat what you kill mentality...

• Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
• Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
• Maintained up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
• Provided exceptional customer service throughout the entire loan process from initial consultation to closing day.
• Negotiated loan terms and conditions in conjunction with my Realtors to secure the best deal for our buyers.
• Analyzed and dissected hundreds of contracts, appraisals, pulled comps, recommended offers, and won dozens of multiple offer situations for my Realtors and our buyers.

• Developed and maintained relationships with local real estate agents, insurance agents, lawyers, accountants...
• Compiled applications and paperwork and double-checked for accuracy. This includes the initial paperwork necessary for a true pre-approval such as the credit report, tax returns, W2's, bank statements, pay stubs, and any other docs necessary to make a proper decision to pre-approve the loan.
• I have helped borrowers with their credit report and made suggestions they need to correct on their credit report in order to raise their score to qualify.
• Pre-approved loans that met specifications.
• Educated customers on variety of loan products and available credit options to promote valuable decision-making (FHA, VA, USDA, Conventional, Non QM).
• Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.

• A short stint at Finance of America - the team I was part of with Dan Dickson left Sierra Pacific Mortgage Company as a group and went to Finance of America. I continued to originate loans and increase my knowledge base and my relationships as I grew.

• My first company as a new Mortgage Loan Originator. I spent a lot of my time learning the industry here including the guidelines for Conventional, FHA, VA, and USDA loan programs.
• Learned the basics of the loan process - collect the up front docs necessary for a true pre-approval and for submitting to Underwriting (Credit Report, Tax Returns, W2's, Bank statements, Pay Stubs).
• Primary residence vs Second home and investment property knowledge.

I was in charge of every aspect of the business from top to bottom. When the owner and I originally sat down to discuss employment he made it clear he did not want anything to do with day to day operations. He wanted someone to run it as their own, treat it as their own, and grow it as their own. I was in charge of hiring and firing employees, the menu, marketing, promotions, product, pricing, training, scheduling... Again, you name it it fell under my control. I enjoyed leading my staff by example as I also bartended and took the occasional shift in the kitchen. I would never ask anything from my employees that I would not and did not do myself and that is important to me. Lead by example is necessary in everything in life in my opinion!