Jeremy Obrecht
Ballston Spa
Summary
Commercial credit portfolio manager specializing in credit analysis, underwriting, and risk assessment. Successfully managed a $700 million healthcare lending portfolio, driving enhancements in portfolio performance.
Overview
5
5
years of professional experience
Work History
Commercial Credit Portfolio Manager – Specialty HC
M&T Bank
Rochester
12.2022 - 11.2025
- Managed a $700 million commercial healthcare lending portfolio with 20+ borrower relationships, overseeing credit risk and performance.
- Led underwriting and credit analysis for new and existing transactions, including revolving credit facilities and term loans.
- Drafted credit memoranda assessing borrower financial performance, liquidity, leverage, and sustainability to support informed lending decisions.
- Performed risk rating assessments and recommended adjustments based on financial trends, macroeconomic developments, and regulatory impacts to enhance portfolio risk management.
- Structured and restructured credit facilities to mitigate risk and optimize capital deployment.
- Conducted industry analysis in specialty healthcare sector to evaluate performance drivers and concentration risks, informing strategic lending initiatives.
Financial Analyst
Curia Global
Albany
01.2022 - 12.2022
- Consolidated financial data from multiple sites and conducted budget-to-actual variance analysis to identify discrepancies.
- Collaborated with global site leaders to analyze financial performance trends, enhancing accuracy of forecasting initiatives.
- Developed and enhanced Excel-based financial models to automate reporting processes.
- Prepared monthly and quarterly financial reports to provide insights for manufacturing leadership and executive management.
Assurance & Audit Intern
CohnReznick
Hartford
01.2021 - 04.2021
- Tested financial controls and analyzed client documentation using Excel to substantiate audit conclusions
- Prepared financial statement disclosures to ensure compliance and clarity.
- Documented audit procedures and regulatory compliance for audit teams across Healthcare, Real Estate, Construction, and Financial Services
Education
Bachelor of Science - Accounting And Finance
Western New England University
Springfield, MA01-2021
Skills
- Credit analysis
- Portfolio management
- Risk assessment
- Underwriting
- Financial modeling
- Financial reporting
- Industry analysis
Accomplishments
President's Council - M&T 2024
Timeline
Commercial Credit Portfolio Manager – Specialty HC
M&T Bank
12.2022 - 11.2025
Financial Analyst
Curia Global
01.2022 - 12.2022
Assurance & Audit Intern
CohnReznick
01.2021 - 04.2021
Bachelor of Science - Accounting And Finance
Western New England University