Jeri Collins

Determined acceptance or rejection of lender documentation based on buyback reviews.

• Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
• Verified integrity of applicants' information to minimize fraud.
• Worked with processing team members to communicate errors and obtain missing information for current applications.
• Maintained mortgage program compliance with federal agencies such FNMA. Freddie Mac, USDA
• Checked personal and team calculations to validate information and underwriting decisions.
• Reviewed appraisals and title documents to verify accuracy and completeness.
• Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
• Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.

• Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
• Reviewed income, assets, and credit history for compliance with guidelines.
• Identified credit risks by scrutinizing files and matching data to established guidelines.
• Approved or denied loans based on established criteria and underwriting guidelines.

• Evaluated potential credit risks by analyzing files and aligning data with internal guidelines.
• Worked with processing team members to communicate errors and obtain missing information for current applications.
• Increased customer satisfaction by providing timely feedback on application status and addressing potential issues promptly.
• Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.