JERIN MARIYAM GEORGE
Staten Island,New York
Summary
Experienced professional with over 12 years of expertise in Anti Money Laundering (AML) and Know Your Customer (KYC) segment.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Compliance Specialist
EMIRATES NBD BANK
Dubai
01.2025 - 11.2025
- Perform investigations on alerts triggered in the AML monitoring system for banking customers.
- Review the RFI responses received, sending inquiries and receiving compliance opinion request from Branches in an efficient manner.
- Identify the need to file internal Suspicious Transaction Reports (STRs) for unusual patterns observed in account.
- Identified fraudulent activities, suspicious or illegal behaviours, and emerging patterns to prevent financial crime.
- Prepare audit log and evidences for the investigation and report it to L3 investigator.
Assistant Manager
ZAND BANK
Dubai
06.2023 - 11.2024
- Verify customer identity, beneficial ownership, source of funds, and source of wealth using reliable documentation and systems. Clients onboarded and KYC verification made for international customers like UAE, India, UK, US.
- Ensure that the KYC/EDD requirements of the Bank are adhered as per the regulatory guidelines and internal policies and procedures, at the time of customer on-boarding.
- Conduct appropriate due diligence for High-risk, Sanction, PEP’s, and institutional accounts.
- Account maintenance activities are done for customer accounts like Re-KYC, signatory/director/shareholding changes. Account closure, freezing accounts or marking lien, are made in a timely manner as per internal instructions.
- UAT Testing are conducted where any new system implementations are made.
AML Analyst, Transaction Monitoring
FIRST ABU DHABI BANK (FAB)
Abu Dhabi
09.2022 - 05.2023
- Investigate, analyze, and identified transactional activities that may warrant the filing of Suspicious Transaction Reports (STRs), based on AML alerts triggered.
- Analyze customer transaction activity and financial patterns to assess the presence of suspicious patterns and determine STR filing requirements.
- Prepare comprehensive STRs capturing detailed observations of suspicious activity, demographic information, sanctions/PEP screening results, and supporting documentary evidence, in accordance with guidance from the MLRO and regulatory requirements of the Central Bank of the UAE.
Sr. KYC Executive, Investor Relations Team
TIW PRIVATE EQUITY
Mumbai
05.2019 - 06.2022
- Verify customer identity, beneficial ownership details, source of funds, and source of wealth and documentation based in India & overseas.
- Prepare and maintain accurate KYC records, audit trails, and investigation documentation in compliance systems.
- Coordinate with Relationship Managers, Business Units, and Operations teams to resolve KYC gaps and ensure timely completion.
Officer, Corporate Accounts Dept
DEVELOPMENT BANK OF SINGAPORE
Mumbai
07.2017 - 10.2018
- Onboard corporate clients in accordance with Customer Identification Program (CIP) requirements, adhering to RBI (India) and MAS (Singapore) regulatory guidelines.
- Managed corporate account service requests including modifications, closures and periodic Re-KYC reviews.
- Performed customer risk categorization (high, medium, low) based on nature of business, financial profile, and source of income.
- Support internal and external audits, regulatory examinations, and compliance reviews.
Associate, ESL Onboarding Team
EDELWEISS CUSTODIAL SERVICES LTD
Mumbai
09.2015 - 06.2017
- Reviewing new customer documentations and supporting information in order to determine whether they satisfy the client on-boarding requirements as per SEBI Guidelines.
- Interact with the front office/client to ensure that proper documentation is obtained from the customer prior to confirming with operations team.
- Ensuring that compliance review procedures are conducted in a high quality, risk-based manner, and appropriate follow-up actions are taken. Conduct the background screening on names using tools such as World Check / DJX / Factiva.
Jr Associate, AML & KYC Dept
ROYAL BANK OF SCOTLAND
Mumbai
10.2013 - 09.2015
- Review the AML alerts assigned along with screening and share the report with off-shore team.
- Review and investigate large volumes of transaction monitoring alerts related to potential suspicious activity.
- Identify unusual patterns, behaviors, or red flags using pre-set rules and AML typologies.
- Conduct initial investigations, document rationale, and close false positives or escalate genuine suspicious cases.
Education
Master’s in Business Administration (MBA) - Finance
University of Mumbai
01.2013
Bachelor’s in Commerce (B.Com) - Accounts & Finance
University of Mumbai
01.2011
Skills
- Know Your Customer (KYC)
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- UBO identification
- Suspicious Activity Reporting (SAR)
- Transaction Monitoring
- Sanctions Screening (OFAC & FATF)
- Risk Assessment & Mitigation
- Regulatory Compliance (BSA, USA PATRIOT ACT)
- AML System (Actimize, SAS, Finserv, LexisNexis, etc)
- Data Analysis & Reporting (Excel)
Certification
- AML-KYC Certification, Indian Institute of Banking & Finance (IIBF), 2006-01-01
- Risk based approach to AML Certification, India forensic, 2018-01-01
- Anti-Money Laundering & Countering of Terrorist Financing Course, Udemy, 2019-01-01
- Certification for completing MS Office (Word, Excel & PowerPoint) Learning Course, 2013-01-01
Accomplishments
- Awarded for supporting Finacle Integration project in Zand Bank in 2024.
- Appreciation award in DBS Bank for excellent work in Due Diligence & Screening project in Actimize tool in 2016.
- Awarded for exceptional Volume Handling before the prescribed TAT for two quarters in RBS in 2014.
- Received Star of the Month Award for handling exceptional volumes in RBS (March & April) in 2015.
Global Experience
Emirates NBD, First Abu Dhabi Bank, Zand Bank, Royal Bank of Scotland, Edelweiss Custodial Services, Development Bank of Singapore, TIW Private Equity
Sponsorship Required
No
Timeline
Compliance Specialist
EMIRATES NBD BANK
01.2025 - 11.2025
Assistant Manager
ZAND BANK
06.2023 - 11.2024
AML Analyst, Transaction Monitoring
FIRST ABU DHABI BANK (FAB)
09.2022 - 05.2023
Sr. KYC Executive, Investor Relations Team
TIW PRIVATE EQUITY
05.2019 - 06.2022
Officer, Corporate Accounts Dept
DEVELOPMENT BANK OF SINGAPORE
07.2017 - 10.2018
Associate, ESL Onboarding Team
EDELWEISS CUSTODIAL SERVICES LTD
09.2015 - 06.2017
Jr Associate, AML & KYC Dept
ROYAL BANK OF SCOTLAND
10.2013 - 09.2015
Master’s in Business Administration (MBA) - Finance
University of Mumbai
Bachelor’s in Commerce (B.Com) - Accounts & Finance
University of Mumbai