Jermaine Harris

• Analyze daily cash positions and determine overnight borrowing needs, executing accurate domestic and international wire transfers, including foreign currency transactions, in compliance with regulatory standards
• Maintain municipal deposits and manage collateral for pledged loans to Federal Reserve and Federal Home Loan Banks, ensuring sufficient borrowing capacity and compliance
• Assist in managing the bank's investment portfolio, preparing detailed investment reports, journal entries, and tracking purchases, sales, and settlements to support portfolio optimization
• Prepare financial reports and reconciliations related to CDARS activity, FHLB dividends, and interest on Federal Reserve balances, enhancing financial accuracy and decision-making
• Develop and distributed weekly rate schedules, liquidity tracking documents, and deposit pricing packages, providing management with timely financial insights
• Process foreign currency transactions and address service messages and drawdown requests in coordination with branches, ensuring seamless support across operations.

• Developed new account relationships and open accounts based on client needs
• Worked with management to drive staff to achieve operational and sales goals
• Processed transactions as well as helped maintain satisfactory relationships with individuals and business.

Finance concentration, accounting coursework.