Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Manager
JERMAINE SMITH

JERMAINE SMITH

Adjunct Professor

Summary

Highly reliable, results-driven, and people-oriented professional with progressive experience in diverse industries including financial operations, insurance, real estate, education, customer service, administrative functions, sales, marketing, and business management. Exemplify forward-thinking leadership style and goal-oriented management approach. Equipped with commendable professional records, exceeding expectations in work attendance, job knowledge, and dependability on task assignments. Enthusiastic learner: quickly understand and implement instructions as well as easily adapt to different kinds of situations. Driven by superior organization skills, work ethic, and professionalism; able to complete tasks on time, without compromising quality; and demonstrate calmness amidst handling multiple tasks in an extremely fast-paced and high-pressure working environment.

Overview

29
29
years of professional experience

Work History

Finance Director

ALM AUTOMOTIVE GROUP
Athens, GA
05.2022 - Current
  • Provide controllership functions to ensure finances are managed according to legislation, policies, and procedures and all general accounting procedures for large automotive dealership
  • Provide strategic leadership, direction, and support for four finance managers and complete sales staff
  • Maintain an average PVR of 2800.00
  • VSC average of 65%
  • Total product per deal of 3.50% and total product income of 80%
  • Responsible for most loan approvals and financing for dealership customers
  • Presents insurance products and financing to suit individual needs and enhance customer ownership
  • Manage most of all loan packages and expedite funding
  • Manage relationships and maintain a strong working relation with Southeast Toyota Finance
  • Train salespeople with the sales process to maximize dealership profit
  • Maintain knowledge of all lender programs and insurance products
  • Prepare necessary paperwork and submit it for approval
  • Structure potential deals to maximize approvals
  • Forecast finance penetrations and product indexes
  • Structure subprime approvals for maximum profit

COMMERCIAL REALTOR

Trinity Commercial & Residential Realty
Conyers, GA
04.2003 - Current
  • Interviewed clients and generated lists of potential properties meeting specific requirements from available listings.
  • Liaised between buyers and sellers to establish favorable prices and negotiate contract terms.
  • Confirmed compliance with federal and state laws to enforce regulations and monitor sales.
  • Educated clients by delivering explanations of short sales processes, mortgage loan processing, and foreclosures.
  • Compared recently sold area properties to determine competitive market prices.
  • Developed and maintained list of available properties suited to different needs and budgets for both commercial and industrial use.
  • Negotiated contracts on behalf of clients.
  • Studied property listings, interviewed prospective clients, accompanied clients to properties and discussed condition of sales.
  • Negotiated contracts with buyers and sellers to maximize customer savings.

FINANCE MANAGER

Stone Mountain Toyota
12.2018 - 02.2022
  • Provide controllership functions to ensure finances are managed according to legislation, policies, and procedures and all general accounting procedures for large automotive dealership
  • Provide strategic leadership, direction, and support for four finance managers and complete sales staff
  • Maintain an average PVR of 2200.00
  • VSC average of 65%
  • Total product per deal of 3.00% and total product income of 80%
  • Responsible for most loan approvals and financing for dealership customers
  • Presents insurance products and financing to suit individual needs and enhance customer ownership
  • Manage most of all loan packages and expedite funding
  • Manage relationships and maintain a strong working relation with Southeast Toyota Finance
  • Train salespeople with the sales process to maximize dealership profit
  • Maintain knowledge of all lender programs and insurance products
  • Prepare necessary paperwork and submit it for approval
  • Structure potential deals to maximize approvals
  • Forecast finance penetrations and product indexes
  • Structure subprime approvals for maximum profit

FINANCE DIRECTOR AND SALES MANAGER

AMSI Automotive Group, Conyers Nissan Nissan
04.2017 - 12.2018
  • Provide controllership functions to ensure finances are managed according to legislation, policies, and procedures and all general accounting procedures for large automotive dealership
  • Provide strategic leadership, direction, and support for four finance managers and complete sales staff
  • Nissan Certified
  • Maintain an average PVR of 2500.00
  • VSC average of 65%
  • Total product per deal of 3.00% and total product income of 85%
  • Responsible for all loan approvals and financing for dealership customers
  • Manage Sales Desk and structure best financial options for customers seeking auto loans on car purchases
  • Presents insurance products and financing to suit individual needs and enhance customer ownership
  • Manage all loan packages and expedite funding
  • Manage relationships and maintain good working relations with over 25 preferred lenders
  • Train salespeople with the sales process to maximize dealership profit
  • Maintain knowledge of all lender programs and insurance products
  • Prepare necessary paperwork and submit it for approval
  • Structure potential deals to maximize approvals
  • Forecast finance penetrations and product indexes
  • Structure subprime approvals for maximum profit

FINANCE AND INSURANCE DIRECTOR AND PRODUCER

Asbury Automotive Group, Nalley Nissan
06.2014 - 04.2017
  • Provide controllership functions in order to ensure finances were managed according to legislation, policies, and procedures and all general accounting procedures for large automotive dealership
  • Provide strategic leadership, direction, and support for complete sales staff
  • Nissan Certified
  • Maintain an average PVR of 2400.00
  • VSC average of 60%
  • Total product per deal of 2.75% and total product income of 75%
  • Responsible for all loan approvals and financing for dealership customers
  • Assist desk managers and customers with best financial options for seeking auto loans on car purchases
  • Presents insurance products and financing to suit individual needs and enhance customer ownership
  • Manage all loan packages and expedite funding
  • Manage relationships and maintain good working relations with over 25 preferred lenders
  • Assist salesman with the sales process to maximize dealership profit
  • Maintain knowledge of all lender programs and insurance products
  • Prepare necessary paperwork and submit it for approval
  • Structure potential deals to maximize approvals
  • Forecast finance penetrations and product indexes
  • Structure subprime approvals for maximum profit

Educator

Dekalb County Schools
Stone Mountain, GA
08.2010 - 05.2014
  • Collaborated with adults and children to provide safe and educational experience.
  • Developed and implemented engaging lesson plans to keep learner attention.
  • Chose materials and developed lesson plans to enhance skills for individual students.
  • Built relationships and communicated with parents to provide best learning environment for children.
  • Utilized innovative teaching strategies to effectively engage students in learning.
  • Assessed student performance and provided feedback to facilitate student success.
  • Replenished classroom supply levels to support planned lessons and activities.
  • Created and implemented assessments to measure student progress.
  • Monitored student progress and adjusted instruction to meet individual needs.
  • Developed and implemented useful behavior management strategies to instill discipline and compliance with conduct code.
  • Met regularly with team of teachers to discuss best practices and develop innovative teaching strategies.
  • Communicated frequently with parents, students, and faculty to provide feedback and discuss instructional strategies.
  • Completed student progress reports mid-term to notify students and parents of strengths and areas of improvement.

Carey Paul Conyers Toyota
05.1995 - 05.2001
  • Provided controllership functions in order to ensure finances were managed according to legislation, policies, and procedures and all general accounting procedures for large automotive dealership in multiple locations
  • Provided strategic leadership, direction, and support for complete sales staff
  • Supervised personnel of 50+ employees with revenue achievement of over $2MM in net profit in two years
  • Increased monthly departmental income from $100K to over $180K and upgraded sales efficiency from 70% to 118% for passenger cars and from 62% to 116% for trucks
  • Drove all strategic financial planning and managed annual budget
  • Prepared and presented all financial and accounting, budget, and sales reports for dealership
  • Provided financial and accounting direction and leadership for sales and management staff
  • Developed and implemented purchasing practices and monitored the purchasing system
  • Managed departmental spending, reviewed and drove sales goals, evaluated the effectiveness of sales incentives
  • Evaluated the performance and provided training and development opportunities for the sales and finance staff
  • Provided leadership by delegating tasks, responding to owner inquiries, and provided overall direction to
  • Employees
  • Produced closing worth $2.5M per month in volume
  • 7-year Toyota PROS Certified Salesperson | Page

Education

Master of Divinity -

Luther Rice University
Lithonia, GA

Master of Arts - Management and Leadership

Liberty University
Lynchburg, VA

Bachelor of Arts - Leadership and Administration

Beulah Heights University
Atlanta, GA

Dmin - Organizational Leadership

United Theological Seminary
Dayton, OH
08.2023 - Current

Skills

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Accomplishments

  • BUSINESS ANALYSIS AND DEVELOPMENT
  • Adeptness in preliminary needs assessments to determine appropriate services
  • In-depth background of the industry which includes effective programs to propagate organizational attendance and mission programs
  • Knowledgeable of innovative marketing and sales strategies, resulting to successful achievement of monthly, quarterly, and yearly sales objectives
  • Strict compliance with all federal and state guidelines within industry
  • Outstanding skills in supporting organizations in Metro Atlanta with regard to purchasing, sale, building, and site selection
  • Generated strategies to progress organizational leadership
  • CLIENT RELATIONS
  • Effective closing negotiation of more than 80% of church facility sales in the Metro Atlanta area
  • Talent in cultivating solid relationships with area builders, private investors, and realtors
  • Guaranteed client satisfaction by providing excellent customer service
  • Openness in communication with clients to provide advice and recommendations on multiple acquisitions.

Timeline

Dmin - Organizational Leadership

United Theological Seminary
08.2023 - Current

Finance Director

ALM AUTOMOTIVE GROUP
05.2022 - Current

FINANCE MANAGER

Stone Mountain Toyota
12.2018 - 02.2022

FINANCE DIRECTOR AND SALES MANAGER

AMSI Automotive Group, Conyers Nissan Nissan
04.2017 - 12.2018

FINANCE AND INSURANCE DIRECTOR AND PRODUCER

Asbury Automotive Group, Nalley Nissan
06.2014 - 04.2017

Educator

Dekalb County Schools
08.2010 - 05.2014

COMMERCIAL REALTOR

Trinity Commercial & Residential Realty
04.2003 - Current

Carey Paul Conyers Toyota
05.1995 - 05.2001

Master of Divinity -

Luther Rice University

Master of Arts - Management and Leadership

Liberty University

Bachelor of Arts - Leadership and Administration

Beulah Heights University
JERMAINE SMITHAdjunct Professor