Jerromy Downey
Hamilton,Al
Summary
Dedicated Finance professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
27
27
years of professional experience
Work History
Branch Manager
GoPrime Mortgage, Inc
02.2016 - Current
- Originate Conventional, FHA, USDA, VA and Construction Loans. Maintain a Book of Business while working remotely.
- Maintained friendly and professional customer interactions.
- Maintain a Strong Relationship with all of my Customers.
- Maintain a Data base of over 5,000 Clients.
Owner
Summit Tax Service
01.2014 - 04.2018
- Prepared Personal and Business Tax Returns
- Assisted with Document Prep for IRS Audits
Branch Manager
Integrity Mortgage Group
06.2014 - 02.2016
- Originated Conventional, FHA, USDA, VA and Construction Loans.
- Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
- Complied with Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
Manager
Pioneer Credit Company
Hamilton, AL
08.2008 - 06.2014
- Responsible for daily operations of the Branch
- Loan Growth
- Personal and Manufactured Home Loans.
- Onboarded new employees with training and new hire documentation.
- Accomplished multiple tasks within established timeframes.
- Underwrote and Originated Consumer Loans, using Credit Scoring, DTI Ratio Analysis and Income and Employment Verifications.
- Responsible for satisfactory Collection of delinquent debt, while maintaining a positive and friendly demeanor.
Manager/Collections
First National Bank
08.1998 - 01.2007
- Responsible for Loan and Deposit volume
- Branch Collections
- Originated, Performed Underwriting, and Closed, Conventional; Purchase Mortgages, Refinance Mortgages, HELOC, Construction Mortgages and Consumer Loans.
- Trained and mentored new employees on collection methods, documentation requirements and performance strategies.
- Supervised staff of collectors, monitoring phone calls and letters.
- Contacted customers to discuss late payments and options for remitting amounts due.
Education
Leadership
Marion County Leadership
05.2003
Three Year Professional Certificate - Banking
University of South Alabama
Mobile, AL08.2006
Skills
- Loan Documentation
- Professionalism
- Branch Operations Management
- Work Prioritization
- Prioritizing and Planning
- Collections Actions
- Lender Relationships
- Proven Ability To Work Remotely
- Anti Money Laundering (AML)
- Risk Assessment and Classification
Additional Information
- Pioneer Credit- Reduced Delinquency from 35% to 3%. Loan growth by an average of $75,000 per month. Increased profitability from ($100,000) to $100,000. First National Bank- Doubled Banks Loans and Deposits. Maintained a low level of delinquency. General Experience 21 Years in the Banking and Finance industry. Sat on the Banks Marketing and Planning Committee. Thirteen years Management Experience..
Timeline
Branch Manager
GoPrime Mortgage, Inc
02.2016 - Current
Branch Manager
Integrity Mortgage Group
06.2014 - 02.2016
Owner
Summit Tax Service
01.2014 - 04.2018
Manager
Pioneer Credit Company
08.2008 - 06.2014
Manager/Collections
First National Bank
08.1998 - 01.2007
Leadership
Marion County Leadership
Three Year Professional Certificate - Banking
University of South Alabama
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