Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Jesse Montenegro

Conroe,TX

Summary

Organized Loan Officer Assistant bringing exceptional administrative and problem-solving skills focused on efficiently fulfilling loan requirements. Knowledgeable about checklists and disclosures, business correspondence and recordkeeping. Skilled at keeping all paperwork orderly and properly transferred. Goal-oriented producer and successful loan officer successful at generating consistent business through referrals and lead prospecting. Born connector matching solutions to consumers and driving consistent sales. Expert in all facets of loan processing and closing. Assistant Officer provides backup for primary officer and deliver consistency and continuity of operations. Manage and direct programs assigned while carrying out supervision and investigatory processes. Proven to provide technical support to expedite programs and resolve problems. Diligent and resourceful financial professional skilled in client relations and loan product recommendations. Highly responsive to delivery of services and focused on customer relationship building. Achieves compliance with company policies and regulations in carrying out job functions. Driven finance and banking professional effective at maximizing customer service opportunities while exceeding individual performance goals. Community reputation for industry knowledge and high levels of integrity in loan processing. Well-qualified administrative team member bringing demonstrated knowledge and abilities in loan processing. Effective at organizing paperwork, resolving discrepancies and working with third-party vendors to clear issues and completing closings. Proficient in [Area of expertise] standards and regulations. Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Experienced loan officer with over 25 years of experience in mortgage banking. Excellent reputation for resolving problems and improving customer satisfaction. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

7
7
years of professional experience

Work History

Loan Officer Assistant/Mortgage Loan OfficerAssistant /L

American Pacific Mortgage
Burr Ridge, IL
03.2020 - 08.2020
  • Supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork.
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Documented borrower's information in loan processing system and resolved any discrepancies.
  • Assembled important paperwork and disclosures for borrower.

Mortgage Loan Officer Assistant /Loan Officer

Hometown Lenders
Crown Point, IN
08.2020 - 06.2022
  • Documented borrower's information in loan processing system and resolved any discrepancies.
  • Supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork.
  • Assisted with timely loan closing and funding activities with efficient management of task checklists.
  • Prepared professional business correspondence on behalf of loan officer to obtain information and facilitate processing steps.
  • Scheduled meetings and appointments and maintained well-organized master calendar.
  • Liaised with clients to guide through loan closing process and skillfully handle any concerns.
  • Conferred with applicants and creditors to obtain information and resolve paperwork discrepancies.
  • Maintained referral pipeline by reaching out regularly to real estate agents, referral partners and past clients.
  • Coordinated with realtors and title companies to identify discrepancies and update different teams on processing progress.
  • Set up files using loan officer checklist and submitted on-time to loan processor for processing.
  • Communicated with customers daily to request information and complete paperwork.
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Assembled important paperwork and disclosures for borrower.
  • Monitored key dates to obtain information by deadlines.
  • Cultivated productive relationships with clients, realtors and title/escrow officers to increase profits and expand customer base.
  • Assessed loan compliance to meet mortgage lending laws and regulations.
  • Reviewed and validated details of loan applications and closing documentation.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Set up, stored and updated customer files, department records and regulatory paperwork.
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
  • Verified credit histories, personal references and employment backgrounds for each applicant.
  • Assessed customer account histories to determine previous compliance with payment plans and loan terms.

Loan Officer Assistant/Loan Officer

Parkside Lending
Burr Ridge, IL
08.2018 - 03.2020
  • Supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork.
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Documented borrower's information in loan processing system and resolved any discrepancies.
  • Assembled important paperwork and disclosures for borrower.
  • Cultivated productive relationships with clients, realtors and title/escrow officers to increase profits and expand customer base.

Loan Officer Assistant/Loan Officer

Peoples Home Equity
Burr Ridge, IL
04.2015 - 08.2018
  • Supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork.
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Documented borrower's information in loan processing system and resolved any discrepancies.
  • Assembled important paperwork and disclosures for borrower.

Education

High School Diploma -

Roosevelt High School
East Chicago, IN

Skills

  • Contacting Borrowers
  • Credit Verification
  • Strategic Financial Planning
  • Financial Data Collection
  • Loan Application Preparation
  • Personal Reference Verification
  • Customer Communication
  • Document Uploading
  • Digital Applications
  • Tax Receipts
  • Credit Reporting Software
  • Collateral Value Checks
  • Credit Applications
  • Legal Documentation
  • Lending Software Systems
  • Loan Officer Training
  • Credit Bureau Contact
  • Customer Satisfaction
  • Loan Paperwork
  • Real Estate Loans
  • Government Standards
  • Desktop Underwriter
  • Loan Records Filing and Maintenance
  • Loan Information Recording
  • Program Requirements
  • Community Reinvestment Act
  • Loan Product Knowledge
  • Loan Evaluations
  • Government Lending
  • Reviewing Credit Information
  • Underwriting Regulations
  • Microsoft Excel
  • Financial Database Analysis
  • Principal, Interest and Payment Calculation
  • Appoint Scheduling
  • Client Support
  • Calculations Error Correction
  • Mortgage Broker Collaboration
  • Debt Determination
  • Closing Costs Calculation
  • Training Classes
  • Bank Secrecy Act
  • Certified Residential Mortgage Specialist
  • General Mortgage Associate
  • Home Mortgage Disclosure Act
  • Banking Standards
  • Checking Applications
  • Calculations Review
  • Anti Money Laundering (AML)
  • Microsoft PowerPoint

Languages

Spanish
Professional Working

Timeline

Mortgage Loan Officer Assistant /Loan Officer

Hometown Lenders
08.2020 - 06.2022

Loan Officer Assistant/Mortgage Loan OfficerAssistant /L

American Pacific Mortgage
03.2020 - 08.2020

Loan Officer Assistant/Loan Officer

Parkside Lending
08.2018 - 03.2020

Loan Officer Assistant/Loan Officer

Peoples Home Equity
04.2015 - 08.2018

High School Diploma -

Roosevelt High School
Jesse Montenegro