JESSICA BRIERE
Columbia,CT
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
20
20
years of professional experience
Work History
Mortgage Loan Processor
Total Mortgage
10.2020 - 06.2022
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Set up and completed loan submission packages.
- Handled any conditions sent from underwriting departments.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Worked with customers to answer questions, process transactions and resolve issues.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Managed over 30 applications per month.
Mortgage Loan Processor
Cardinal Financial
01.2020 - 09.2020
- Handled any conditions sent from underwriting departments.
- Reviewed financial statements and contacted institutions and customers to clarify details and collect additional documents.
- Coordinated closing process with attorneys, title companies and government clerks.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Communicated with originator and applicant concerning progress of loan file.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Prepared file for final clear-to-close by branch management.
Licensed Mortgage Loan Officer
American Financial Network, Inc
05.2018 - 12.2019
- NMLS# 1193035 - Complied with regulatory requirements, including Bank Secrecy Act, Anti Money
- Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act
- Explained different types of loans pertaining to client situations
- Developed and maintained relationships with local real estate agents
- Met with clients and real estate agents to generate new business and negotiate contracts
- Developed prospects for new loans by conducting cold calls on a daily basis
- Originated, reviewed, processed and closed customer loan proposals
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information
- Worked with underwriters to fix application problems and resolve issues
Licensed Mortgage Loan Officer
Supreme Lending/Everett Financial, Inc
09.2017 - 04.2018
- Developed and maintained relationships with local real estate agents
- Originated and closed customer loan proposals
- Recommended loan approvals and denials based on customer loan application reviews
- NMLS# 1193035 - Complied with regulatory requirements, including Bank Secrecy Act, Anti Money
- Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act
- Created and implemented marketing plans to drive sales
- Guided clients from beginning to end of home buying process in choosing right property
Senior Account Executive
Consumer Advocacy Group
07.2012 - 07.2017
- Strengthened customer relationships with proactive and collaborative approach to managing needs
- Motivated team members to meet and exceed sales targets
- Prepared documentation, finalized sales and maintained records
- Used consultative sales approach to understand customer needs and recommend relevant offerings
- Demonstrated products and specific features at customer locations and special events
- Performed cold-calling and follow-ups with leads to secure new revenue
Senior Bank Teller
Bank Of America
11.2006 - 12.2009
- Created strategies to develop and expand sales of services to existing customers
- Promoted products or services to each customer to consistently achieve sales targets
- Provided high level of customer service through friendly approach, strong professionalism and timely assistance with customer transactions
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches
- Upheld strict financial controls by keeping funds secure and accurately transferring monies
- Processed quarterly vault and ATM audits with zero error rate
- Identified sales opportunities and referred customers to branch partners in financial services
- Executed customer transactions, including deposits, withdrawals, money orders and checks
- Coordinated daily cash reconciliation in high-volume location
Assistant Branch Manager
Beneficial Mortgage
01.2000 - 11.2006
- Supervised team of 8 branch employees and made recommendations regarding performance evaluations
- Trained and developed new team members in alignment with branch service standards and objectives
- Facilitated customer satisfaction by executing personal communication and frequent follow-ups
- Reviewed credit applications for risk factors and credit worthiness
- Demonstrated knowledge of branch financial products, including loans and lines of credit
- Explained different types of loans pertaining to client situations
- Worked with underwriters to fix application problems and resolve issues
- Originated, reviewed, processed, closed and administered customer loan proposals
- Reviewed and edited loan agreements to promote efficiency and accuracy
- Assessed clients' financial situations to develop strategic financial planning solutions
Education
Accounting And Business Management
Manchester Community College
High School Diploma -
South Windsor High School
Skills
- Ability to work under pressure
- Detail-oriented
- Strategic sales knowledge
- Computer proficient
- Financial services
- Relationship building and management
- Compliance, banking laws and regulations
- Goal-oriented
- Critical Thinking
- Desktop Underwriter
- Mortgage Loan Processing
- Government Lending
- Appraisal Verification
- Government Standards
- Contract Finalization
- Loan Paperwork
- Financial Document Review
- Information Verification
- Application Preparation
- Legal Compliance
- Financial Underwriting
- Processing Procedures
- Accounting Softwares
- Legal Documentation
- Lending Software Systems
- Generating Reports
- Microsoft Office
- Consumer Loan Underwriting
- Collateral Value Checks
- Credit Applications
- Financial Data Collection
- Background Investigations
- Ability to work under pressure
- Financial Arrangement Negotiation
- Loss Protection
- Principal, Interest and Payment Calculation
- Credit Limit Establishment
- Business Correspondence Preparation
- Credit Extensions
- Coordinate Applications
- Closing Costs Calculation
- Bank Secrecy Act
- Certified Residential Mortgage Specialist
- Regulatory Compliance Documentation
- Appoint Scheduling
- Resolve Paperwork Errors
- Credit Bureau Contact
- Loan Records Filing and Maintenance
- Loan and Transactions Advisory
- Financial Information Monitoring
- Deposit and Payment Collection
- Mortgage Closing Scheduling
- Mortgage Broker Collaboration
- General Mortgage Associate
- Calculations Error Correction
- Support Closings
- Interviews
Timeline
Mortgage Loan Processor
Total Mortgage
10.2020 - 06.2022
Mortgage Loan Processor
Cardinal Financial
01.2020 - 09.2020
Licensed Mortgage Loan Officer
American Financial Network, Inc
05.2018 - 12.2019
Licensed Mortgage Loan Officer
Supreme Lending/Everett Financial, Inc
09.2017 - 04.2018
Senior Account Executive
Consumer Advocacy Group
07.2012 - 07.2017
Senior Bank Teller
Bank Of America
11.2006 - 12.2009
Assistant Branch Manager
Beneficial Mortgage
01.2000 - 11.2006
Accounting And Business Management
Manchester Community College
High School Diploma -
South Windsor High School
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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